| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SANDRA L KAWANO3 Filed as: SANDRA LEE KAWANO | 31 PELL STREET NEW YORK, NY 10013 | AETNA HEALTH, INC. | $26K | — | $26K | 2.00% |
| HING AND ASSOCIATES INSURANCE3 | 525 CORDOVA STREET SUITE 100 PASADENA, CA 91101 | AETNA HEALTH, INC. | $26K | — | $26K | 2.00% |
| HING AND ASSOCIATES INSURANCE3 | 525 CORDOVA STREET SUITE 100 PASADENA, CA 91101 | AETNA LIFE INSURANCE CO. | $25K | — | $25K | 2.24% |
| SANDRA L KAWANO3 Filed as: SANDRA LEE KAWANO | 31 PELL STREET NEW YORK, NY 10013 | AETNA LIFE INSURANCE CO. | $25K | — | $25K | 2.24% |
| HING AND ASSOCIATES INSURANCE3 Filed as: HING & ASSOCIATES INS BROKERS | 525 CORDOVA ST SUITE 100 PASADENA, CA 911012552 | KAISER FOUNDATION HEALTH PLAN | $3K | — | $3K | 3.74% |
| PAUL GALLEGOS3 | 10519 SHOSHONE AVE GRANADA HILLS, CA 91344 | AFLAC | $783 | — | $783 | 2.41% |
| LINDA M NAPOLI3 | 2881 NE 32ND STREET APT 120 FT LAUDERDALE, FL 33306 | AFLAC | $677 | — | $677 | 2.08% |
| PATRICIA GAIL LEES3 | 6055 E WASHINGTON BLVD SUITE 955 COMMERCE, CA 90040 | AFLAC | $599 | — | $599 | 1.84% |
| FRANCOISE YVONNE KORENBERG3 | 6055 E WASHINGTON BLVD SUITE 955 COMMERCE, CA 90040 | AFLAC | $574 | — | $574 | 1.77% |
| HAROLD L LEE & SON INC3 | 1654 SOLANO AVE STE D ALBANY, CA 94707 | AFLAC | $475 | — | $475 | 1.46% |
| MYSTI LEE KING3 | 6055 E WASHINGTON BLVD SUITE 590 COMMERCE, CA 90040 | AFLAC | $388 | — | $388 | 1.19% |
| HING AND ASSOCIATES INSURANCE3 Filed as: HING AND ASSOCIATES INS BROKERS INC | 525 CORDOVA ST 100 PASADENA, CA 91101 | AFLAC | $350 | — | $350 | 1.08% |
| LEANN C LEVINE3 | 1049 16TH STREET 9 SANTA MONICA, CA 90403 | AFLAC | $337 | — | $337 | 1.04% |
| DAVID J REESOR3 | 2001 E FINANCIAL WAY SUITE 201 GLENDORA, CA 91741 | AFLAC | $258 | — | $258 | 0.79% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FT LAUDERDALE, FL 33308 | AFLAC | $233 | — | $233 | 0.72% |
| SALLY CHUNG3 | 236 WEST PORTAL AVE #498 SAN FRANCISCO, CA 94127 | AFLAC | $143 | — | $143 | 0.44% |
| VINCENT C HING3 | 4536 RINETTI LN LA CANADA, CA 91011 | AFLAC | $140 | — | $140 | 0.43% |
| MIU FONG LAM3 | PO BOX 1195 ARCADIA, CA 91077 | AFLAC | $136 | — | $136 | 0.42% |
| JOSEPH A BUZZELLO3 | 9018 BALBOA BLVD STE 254 NORTHRIDGE, CA 91325 | AFLAC | $125 | — | $125 | 0.38% |
| DE VITA B MCKENZIE3 | 110 SE 6TH ST STE 1700 FT LAUDERDALE, FL 33301 | AFLAC | $79 | — | $79 | 0.24% |
| JULIE ATKINS3 | 165 GRAMERCY DRIVE SAN MATEO, CA 94402 | AFLAC | $52 | — | $52 | 0.16% |
| SPALDING GROUP ENTERPRISES3 | 4297 KLUMP AVE STUDIO CITY, CA 91602 | AFLAC | $48 | — | $48 | 0.15% |
| CHARLES EDWARD WILLIAMS3 | 847 N HOLLYWOOD WAY STE 204 BURBANK, CA 91505 | AFLAC | $47 | — | $47 | 0.14% |
| JOSHUA BALTOR3 | 11 AIRPORT BLVD SUITE 105 SOUTH SAN FRANCISCO, CA 94080 | AFLAC | $33 | — | $33 | 0.10% |
| LENHI TANG3 | PO BOX 4142 EL MONTE, CA 91734 | AFLAC | $30 | — | $30 | 0.09% |
| DAVID WILLIAM ZIEGLER3 | 1 S FAIR OAKS AVE STE 200 PASADENA, CA 91105 | AFLAC | $28 | — | $28 | 0.09% |
| STEVEN MCMEEKIN3 | 9026 HASKELL AVE NORTH HILLS, CA 91343 | AFLAC | $28 | — | $28 | 0.09% |
| TODD V MASON3 | 6164 LAWRENCE ST CYPRESS, CA 90630 | AFLAC | $27 | — | $27 | 0.08% |
| JOHNNY TAI3 | 2111 HILLSBORO AVENUE LOS ANGELES, CA 90034 | AFLAC | $23 | — | $23 | 0.07% |
| MARSHALL CHARLES MCDONALD3 | 905 LAKE PARK DR APT 206 DAVIDSON, NC 28036 | AFLAC | $18 | — | $18 | 0.06% |
| ANNA JANICE RUIZ3 | 2596 17TH AVE SAN FRANCISCO, CA 94116 | AFLAC | $17 | — | $17 | 0.05% |
| CHARLES G WENDELBERGER3 | 1839 YGNACIO VALLEY RD STE 393 WALNUT CREEK, CA 94598 | AFLAC | $12 | — | $12 | 0.04% |
| DOUGLAS E ALLEN3 | 1418 N BELL STREET SPOKANE VALLEY, WA 99016 | AFLAC | $11 | — | $11 | 0.03% |
| RICHARD J KUNZ3 | 351 CALIFORNIA ST STE 450 SAN FRANCISCO, CA 94104 | AFLAC | $9 | — | $9 | 0.03% |
| LAURENCE D REEMTSEN3 | 15330 ALBRIGHT ST UNIT 204 PACIFIC PALISADES, CA 90272 | AFLAC | $8 | — | $8 | 0.02% |
| ALLISON FARRIS WENDELBERGER3 | 1839 YGNACIO VALLEY RD SUITE 393 WALNUT CREEK, CA 94598 | AFLAC | $5 | — | $5 | 0.02% |
| JOSEOPH LEONARD HERRERA3 | 2725 AVENIDA CORAZON SE RIO RANCHO, NM 87124 | AFLAC | $5 | — | $5 | 0.02% |
| ERIC BROGAN3 Filed as: ERIC E MILLER | 6631 FOX RIDGE CIRCLE DAVIDSON, NC 28036 | AFLAC | $4 | — | $4 | 0.01% |
| LES HEINSEN INS SERVICES INC3 | 193 BLUE RAVINE RD STE 140 FOLSOM, CA 95630 | AFLAC | $3 | — | $3 | 0.01% |
| MJR INSURANCE SERVICES LLC3 | 7349 PONCE AVENUE WEST HILLS, CA 91307 | AFLAC | $3 | — | $3 | 0.01% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $3 | — | $3 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH STREET FT LAUDERDALE, FL 33334 | AFLAC | $3 | — | $3 | 0.01% |
| BARRY MCPHERSON INC3 | 2211 MICHELSON DR STE 1150 IRVINE, CA 92612 | AFLAC | $2 | — | $2 | 0.01% |
| RAVONE MARVELLE GRAHAM3 | 4621 BRIARHILL DR YORBA LINDA, CA 92886 | AFLAC | $2 | — | $2 | 0.01% |
| LARA K GRANDE3 | 1022 WESTHAVEN BLVD FRANKLIN, TN 37064 | AFLAC | $2 | — | $2 | 0.01% |
| OWEN JOHNSTON3 | 796 N HART ST ORANGE, CA 92867 | AFLAC | $1 | — | $1 | 0.00% |
| GARY SCOTT NELLIS3 | 10607 1/2 WOODBRIDGE ST TOLUCA LAKE, CA 91602 | AFLAC | $1 | — | $1 | 0.00% |
| JOANNIS T GRATSINOPOULOS3 | 3565 SUMMERLINN DR WEST LINN, OR 97068 | AFLAC | $1 | — | $1 | 0.00% |
| ADAM H MICHAELS3 | 12121 WILSHIRE BLVD STE 1225 LOS ANGELES, CA 90025 | AFLAC | $1 | — | $1 | 0.00% |
| HAROLD L LEE & SONS INC3 Filed as: HAROLD L. LEE & SONS, INC. | 31 PELL STREET NEW YORK, NY 10013 | KAISER FOUNDATION HEALTH PLAN, INC. | $10K | — | $10K | — |
| HING AND ASSOCIATES INSURANCE3 | 525 CORDOVA STREET SUITE 100 PASADENA, CA 91101 | KAISER FOUNDATION HEALTH PLAN, INC. | $10K | — | $10K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,011 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,011 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 620 | $1.1M |
| Dental | AETNA LIFE INSURANCE CO. | 620 | $1.1M |
| Vision | AETNA LIFE INSURANCE CO. | 620 | $1.1M |
| Life insurance | AETNA LIFE INSURANCE CO. | 620 | $1.1M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 620 | $1.1M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 620 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 620 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.