| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREE SUITE 1700 BOSTON, MA 02108 | HARTFORD LIFE AND ACCIDENT | — | $221K | $221K | 2.44% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | PO BOX 746600 ATLANTA, GA 303746600 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $43K | $73K | $116K | 2.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFIT | 75 STATE STREET SUITE 1710 BOSTON, MA 02109 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $29K | — | $29K | 0.64% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREET SUITE 17100 BOSTON, MA 021091807 | METROPOLITAN LIFE INSURANCE COMPANY | $78K | $35K | $113K | 6.06% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREET SUITE 17100 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | — | $116 | $116 | 0.01% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREET SUITE 17100 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | $95K | $11K | $106K | 15.34% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREET SUITE 17100 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | — | $47 | $47 | 0.01% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREET SUITE 17100 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | $56K | $11K | $67K | 11.80% |
| ALIGHT SOLUTIONS3 | PO BOX 95135 CHICAGO, IL 606945135 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17K | $17K | 2.96% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREET BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | — | $46 | $46 | 0.01% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREET SUITE 1700 BOSTON, MA 02108 | HARTFORD LIFE AND ACCIDENT | — | $15K | $15K | 2.75% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | PO BOX 746600 ATLANTA, GA 30374 | METLIFE LEGAL PLANS | $19K | $2K | $21K | 5.87% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | PO BOX 746600 ATLANTA, GA 30374 | METLIFE LEGAL PLANS | $6K | $16 | $6K | 1.80% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 321 N CLARK STREET SUITE 940 CHICAGO, IL 60654 | METLIFE LEGAL PLANS | — | $2K | $2K | 0.54% |
| STRATEGIS NON-MEDICAL SOLUTIONS LLC3 | PO BOX 746600 ATLANTA, GA 30374 | METROPOLITAN GENERAL INSURANCE COMPANY | $12K | $2K | $14K | 7.13% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON STREET SUITE 17100 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | $624 | $57 | $681 | 12.98% |
| ALIGHT SOLUTIONS3 | PO BOX 95135 CHICAGO, IL 606945135 | METROPOLITAN LIFE INSURANCE COMPANY | — | $198 | $198 | 3.77% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 NONE | Other services; Claims processing Service code 12 | — | $7.0M |
| ALIGHT EIN 36-2235791 NONE | Consulting (general) Service code 16 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | $3.4M |
| PLUS ONE HOLDING EIN 13-3613705 NONE | Other services Service code 49 | — | $1.4M |
| PREMISE HEALTH EMPLOYER SOLUTIONS EIN 23-3057155 NONE | Other services; Insurance services Service code 23 | — | $1.4M |
| MAGELLAN HEALTHCARE EIN 52-2135463 NONE | Contract Administrator Service code 13 | — | $810K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Other services; Claims processing Service code 12 | — | $623K |
| DELOITTE CONSULTING, LLP EIN 06-1454513 NONE | Consulting (general) Service code 16 | — | $593K |
| DELTA DENTAL OF TENNESSEE EIN 62-0812197 NONE | Contract Administrator; Claims processing Service code 12 | — | $593K |
| GEOBLUE (WORLDWIDE INS. SERVICES) EIN 23-2903313 NONE | Insurance services Service code 23 | — | $341K |
| PACIFIC RESOURCES EIN 46-5438594 NONE | Consulting (general) Service code 16 | — | $274K |
| ACCOLADE 2ND MD LLC EIN 27-3670307 NONE | Other services Service code 49 | — | $208K |
| BEACON EMPLOYEE ASSISTANCE EIN 54-1414194 NONE | Contract Administrator; Claims processing Service code 12 | 200 STATE STREET BOSTON, MA 02109 | $199K |
| FIDELITY SECURITY LIFE INC. CO. EIN 43-0949844 NONE | Contract Administrator Service code 13 | — | $105K |
| MERCER HEALTH & BENEFITS LLC EIN 13-2834414 BROKER | Consulting (general) Service code 16 | — | $95K |
| PROGYNY EIN 27-2220139 NONE | Other services Service code 49 | — | $71K |
| LBMC EIN 62-1199757 NONE | Accounting (including auditing) Service code 10 | — | $32K |
| BENEFITS LAW GROUP EIN 58-2277316 LEGAL | Legal Service code 29 | — | $31K |
| NORTHERN TRUST EIN 36-1561860 TRUSTEE | Trustee (directed) Service code 25 | — | $14K |
| KELLY SERVICE EIN 38-1510762 NONE | Accounting (including auditing) Service code 10 | — | $13K |
| CLAIMS APPEAL FIDUCIARY EIN 20-0671884 NONE | Other services Service code 49 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,220 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,586 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,806 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HMSA | 2 | $15K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 12,093 | $9.1M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 16,117 | $4.5M |
| Prescription drug | HMSA | 2 | $15K |
| Other(9 contracts, 6 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 18,468 | $4.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,468 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.