| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 725 S. FIGUEROA 35TH FLOOR LOS ANGELES, CA 90017 | AETNA LIFE INSURANCE COMPANY | $54K | $3K | $57K | 4.06% |
| WILSHIRE FINANCIAL & INSURANCE SERV3 | 4601 WILSHIRE BLVD SUITE 212 LOS ANGELES, CA 90010 | AETNA LIFE INSURANCE COMPANY | $9K | — | $9K | 0.66% |
| LOCKTON COMPANIES, LLC3 | 725 S FIGUEROA 35TH FLOOR LOS ANGELES, CA 90017 | AETNA HEALTH OF CALIFORNIA | $25K | — | $25K | 3.71% |
| WILSHIRE FINANCIAL & INSURANCE SERV3 | 4601 WILSHIRE BLVD SUITE 212 LOS ANGELES, CA 90010 | AETNA HEALTH OF CALIFORNIA | $5K | — | $5K | 0.74% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC SOUTH | DEP LA 23940 PASADENA, CA 91185 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18K | $4K | $22K | 8.54% |
| WILSHIRE FINANCIAL & INSURANCE SERV | 4601 WILSHIRE BLVD SUITE 212 LOS ANGELES, CA 90010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 2.24% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLN | 725 S FIGUEROA 35TH FLOOR LOS ANGELES, CA 90017 | AETNA LIFE INSURANCE COMPANY | $20K | $910 | $20K | 8.93% |
| WILSHIRE FINANCIAL & INSURANCE SERV3 Filed as: WILSHIRE FINANCIAL & INSURANCE SERI | 4601 WILSHIRE BLVD SUITE 212 LOS ANGELES, CA 90010 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 1.59% |
| TBG WEST INSURANCE SERVICES3 Filed as: TBG WEST INSURANCE SERVICE | 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $37K | $4K | $41K | 22.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC SOUTH | DEP LA 23940 PASADENA, CA 91185 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $738 | $7K | 8.49% |
| WILSHIRE FINANCIAL & INSURANCE SERV3 | 4601 WILSHIRE BLVD SUITE 212 LOS ANGELES, CA 90010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 1.66% |
| TBG WEST INSURANCE SERVICES3 Filed as: TBG WEST INSURANCE SERVICE | 6077 BRISTOL PARKWAY CULVER CITY, CA 90230 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $751 | $13K | 20.80% |
| LOCKTON COMPANIES, LLC3 | DEPT LA 23940 PASADENA, CA 91185 | VISION SERVICE PLAN | $902 | — | $902 | 4.72% |
| WILSHIRE FINANCIAL & INSURANCE SERV3 | 4601 WILSHIRE BLVD SUITE 212 LOS ANGELES, CA 90010 | VISION SERVICE PLAN | $172 | — | $172 | 0.90% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 725 S FIGUEORA 35TH FLOOR LOS ANGELES, CA 90017 | AETNA LIFE INSURANCE COMPANY | — | $799 | $799 | 6.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 197 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 155 | $2.5M |
| Dental | AETNA LIFE INSURANCE COMPANY | 363 | $229K |
| Vision | VISION SERVICE PLAN | 124 | $19K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 226 | $344K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 226 | $253K |
| Prescription drug(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 155 | $2.5M |
| Other(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 226 | $581K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 363 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.