Welfare broker

WILSHIRE FINANCIAL & INSURANCE SERV

Mailing address (most recent filing)

4601 WILSHIRE BOULEVARD STE 212

LOS ANGELES, CA 90010

Total comp: $289K
Commissions: $287K
Fees: $1K
Filings: 3
Sponsors: 3

Carrier mix

Where WILSHIRE FINANCIAL & INSURANCE SERV places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$1.7M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WILSHIRE FINANCIAL & INSURANCE SERV's plans by broker comp / premium ratio. Median 9.04% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WILSHIRE FINANCIAL & INSURANCE SERV's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WILSHIRE FINANCIAL & INSURANCE SERV is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE CENTER FOR EARLY EDUCATION THE CENTER FOR EARLY EDUCATION HEALTH & WELFARE PLAN	CA	$1.7M	$155K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY

Carrier

Plans

Premium

ANTHEM LIFE INSURANCE COMPANY

$1.7M

100.0%

State

Plans

Premium

State share

Index

$1.7M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

THE CENTER FOR EARLY EDUCATION

THE CENTER FOR EARLY EDUCATION HEALTH & WELFARE PLAN

$1.7M

$155K

ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY