| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANTHONY M HUSTLER3 | 5862 BOLSA AVE SUITE 108 HUNTINGTON BEACH, CA 92649 | HEALTH NET | $0 | — | $0 | 0.00% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 5862 BOLSA AVE STE 108 HUNTINGTON BEACH, CA 92649 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21K | — | $21K | 15.00% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 5862 BOLSA AVE STE 108 HUNTINGTON BEACH, CA 92649 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 19.02% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 5862 BOLSA AVE STE 108 HUNTINGTON BEACH, CA 92649 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 5862 BOLSA AVE STE 108 HUNTINGTON BEACH, CA 92649 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BOTTOM LINE INSURANCE SVCS LLC3 | 5862 BOLSA AVE STE 108 HUNTINGTON BEACH, CA 92649 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| BENJAMIN MOSQUEDA3 | 2855 CROCKERY SHORES RD CASNOVIA, MI 49318 | COLONIAL LIFE & ACCIDENT INSUSRANCE COMPANY | $17 | — | $17 | 1.31% |
| MICHAEL C WALKER3 Filed as: MICHAEL J MINNEY | PO BOX 365 POWAY, CA 92074 | COLONIAL LIFE & ACCIDENT INSUSRANCE COMPANY | $7 | — | $7 | 0.54% |
| JIM BARRETT3 | 8514 EAST KRAIL ST SCOTTSDALE, AZ 85250 | COLONIAL LIFE & ACCIDENT INSUSRANCE COMPANY | $6 | — | $6 | 0.46% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHONY M HUSTLER PLAN BROKER | Investment advisory (plan) Service code 27 | 5862 BOLSA AVE STE 108 HUNTINGTON BEACH, CA 92649 | $41K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,744 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,744 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH NET | 248 | $1.9M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 220 | $140K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 937 | $98K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 937 | $69K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 65 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 937 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.