Welfare broker

BOTTOM LINE INSURANCE SVCS LLC

Mailing address (most recent filing)

1902 WRIGHT PL

CORNERSTON CORPORATE CENTER 2ND

CARLSBAD, CA 92008

Total comp: $143K
Commissions: $125K
Fees: $17K
Filings: 2
Sponsors: 2

Carrier mix

Where BOTTOM LINE INSURANCE SVCS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH NET50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH NET	1	$2.7M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$852K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$3.5M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BOTTOM LINE INSURANCE SVCS LLC's plans by broker comp / premium ratio. Median 7.05% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of BOTTOM LINE INSURANCE SVCS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where BOTTOM LINE INSURANCE SVCS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TOTAL PROFESSIONAL NETWORK, INC. TOTAL PROFESSIONAL NETWORK, INC. HEALTH AND WELFARE PLAN	CA	$852K	$97K	AETNA
ACORN ENGINEERING COMPANY, INC. ACORN ENGINEERING COMPANY, INC.	CA	$2.7M	$73K	HEALTH NET

Carrier

Plans

Premium

HEALTH NET

$2.7M

50.0%

AETNA LIFE INSURANCE COMPANY

$852K

50.0%

State

Plans

Premium

State share

Index

$3.5M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

TOTAL PROFESSIONAL NETWORK, INC.

TOTAL PROFESSIONAL NETWORK, INC. HEALTH AND WELFARE PLAN

$852K

$97K

AETNA

ACORN ENGINEERING COMPANY, INC.

$2.7M

$73K

HEALTH NET