| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS, LLC | 5 CENTERPOINTE DRIVE STE 300 LAKE OSWEGO, OR 97035 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $734K | — | $734K | 4.00% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS | 5 CENTERPOINTE DRIVE STE 300 LAKE OSWEGO, OR 97035 | LIFE INSURANCE OF NORTH AMERICA | $337K | — | $337K | 3.88% |
| GERALDINE MILLE3 | 7420 BITTERSWEET LANE CHIPPEWA LAKE, OH 44215 | NEW YORK LIFE INSURANCE COMPANY | $49K | — | $49K | 3.16% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS, LLC | 5 CENTERPOINTE DRIVE STE 300 LAKE OSWEGO, OR 97035 | LIFE INSURANCE OF NORTH AMERICA | $56K | — | $56K | 4.00% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS LLC | 5 CENTERPOINT DRIVE STE 300 LAKE OSWEGO, OR 97035 | GENWORTH LIFE INSURANCE COMPANY | $80K | — | $80K | 6.47% |
| MASTERCARE SOLUTIONS, INC.3 Filed as: MASTERCARE SOLUTIONS INC | 10300 SW GREENBURG ROAD STE 380 PORTLAND, OR 97223 | GENWORTH LIFE INSURANCE COMPANY | $43K | — | $43K | 3.48% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS, LLC | 5 CENTERPOINTE DRIVE STE 300 LAKE OSWEGO, OR 97035 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $94K | — | $94K | 14.80% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS, LLC | 5 CENTERPOINTE DRIVE STE 300 LAKE OSWEGO, OR 97035 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $43K | — | $43K | 14.82% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS | 5 CENTERPOINTE DRIVE STE 300 LAKE OSWEGO, OR 97035 | LIFE INSURANCE OF NORTH AMERICA | $7K | — | $7K | 3.52% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS | 5 CENTERPOINTE DRIVE STE 300 LAKE OSWEGO, OR 97035 | LIFE INSURANCE OF NORTH AMERICA | $40 | — | $40 | 0.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,931 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,504 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 10,435 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts) | LIFE INSURANCE OF NORTH AMERICA | 8,929 | $8.9M |
| Short-term disability | LIFE INSURANCE OF NORTH AMERICA | 1,503 | $1.4M |
| Long-term disability(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,832 | $19.3M |
| Other(2 contracts, 2 carriers) | NEW YORK LIFE INSURANCE COMPANY | 2,091 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,929 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.