No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $162K |
| KENNEDY LAW FIRM EIN 82-4975249 NONE | Legal Service code 29 | — | $65K |
| BOYD WATTERSON ASSET MGMT, LLC EIN 34-1922005 NONE | Investment management Service code 28 | — | $46K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $40K |
| ICMS INSURANCE SERVICES EIN 83-1204744 NONE | Consulting (general) Service code 16 | — | $36K |
| U.S. BANK NA EIN 31-0841368 NONE | Direct payment from the plan; Soft dollars commissions; Custodial (securities); Other investment fees and expenses; Investment management; Float revenue Service code 19 | — | $35K |
| ALSWEET ASSOCIATES EIN 95-2766134 NONE | Accounting (including auditing) Service code 10 | — | $30K |
| WEDGE CAPITAL MANAGEMENT LLP EIN 56-1557450 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $25K |
| MELISSA W COOK & ASSOCIATES EIN 95-3245809 NONE | Legal Service code 29 | — | $24K |
| AMERITAS LIFE INSURANCE CORP. EIN 47-0098400 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $23K |
| MUFG UNION BANK EIN 94-0304228 NONE | Other services Service code 49 | — | $16K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 NONE | Consulting (general); Investment advisory (plan) Service code 16 | — | $10K |
| SAV-RX PRESCRIPTION SERVICES EIN 86-1323040 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 505 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 48 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 553 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,184 | $8.7M |
| Vision | VISION SERVICE PLAN | 563 | $98K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 518 | $23K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 518 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.