No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE KENNEDY LAW FIRM EIN 82-4975249 NONE | Legal Service code 29 | — | $160K |
| BENESYS ADMINISTRATORS EIN 38-2383171 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $137K |
| O'DONOGHUE LAW FIRM EIN 53-0120528 NONE | Legal Service code 29 | — | $93K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $38K |
| INNOVATIVE COST MANAGEMENT EIN 77-0119752 NONE | Consulting (general) Service code 16 | — | $36K |
| AMERITAS LIFE INSURANCE CORP. EIN 47-0098400 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $33K |
| ALSWEET ASSOCIATES EIN 95-2766134 NONE | Accounting (including auditing) Service code 10 | — | $29K |
| U.S. BANK NA EIN 31-0841368 NONE | Other investment fees and expenses; Soft dollars commissions; Direct payment from the plan; Custodial (securities); Float revenue; Investment management Service code 19 | — | $29K |
| BOYD WATTERSON ASSET MGMT, LLC EIN 34-1922005 NONE | Investment management Service code 28 | — | $28K |
| MELISSA W COOK & ASSOCIATES EIN 95-3245809 NONE | Legal Service code 29 | — | $24K |
| WEDGE CAPITAL MANAGEMENT EIN 56-1557450 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $20K |
| SAV-RX PRESCRIPTION SERVICE EIN 47-0527013 NONE | Claims processing Service code 12 | — | $13K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-2432390 NONE | Investment advisory (plan); Consulting (general) Service code 16 | — | $10K |
| UNION BANK EIN 94-0309228 NONE | Other services Service code 49 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 614 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 45 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 3 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 662 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,572 | $7.3M |
| Vision | VISION SERVICE PLAN | 656 | $105K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 429 | $28K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 429 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,572 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.