| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRANDLIFE INSURANCE AGENCY LLC3 | 1730 E HOLLY AVE EL SEGUNDO, CA 90245 | KAISER FOUNDATION HEALTH PLAN | $28K | $0 | $28K | 4.02% |
| AMWINS3 Filed as: LISI, INC. | 1600 W. HILLSDALE BLVD. STE 201 SAN MATEO, CA 944023768 | KAISER FOUNDATION HEALTH PLAN | $14K | $0 | $14K | 2.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | KAISER FOUNDATION HEALTH PLAN | $7K | $0 | $7K | 0.98% |
| STRANDLIFE INSURANCE AGENCY LLC3 | 2942 CENTURY PL COSTA MESA, CA 92626 | BLUE SHIELD OF CALIFORNIA | $0 | $10K | $10K | 3.15% |
| STRANDLIFE INSURANCE AGENCY LLC3 | 1730 E HOLLY AVE EL SEGUNDO, CA 90245 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 7.40% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $6K | $6K | 5.64% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 505 NORTH BRAND BLVD FL 6 GLENDALE, CA 91203 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 3.95% |
| FMLASOURCE INC5 | 455 N CITYFRONT PLZ DR 13TH FLOOR CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 3.26% |
| STRANDLIFE INSURANCE AGENCY LLC3 | 1730 E HOLLY AVE EL SEGUNDO, CA 90245 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | -$73 | $4K | 6.67% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.08% |
| STRANDLIFE INSURANCE AGENCY LLC3 Filed as: STRANDLIFE INSURANCE AGENCY | 1730 E HOLLY AVE EL SEGUNDO, CA 90245 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 6.79% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 369 S. ARIZONA AVE STE A CHANDLER, AZ 85225 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $391 | $0 | $391 | 1.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 386 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 416 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN | 322 | $1.0M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 285 | $80K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 285 | $60K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 375 | $102K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 375 | $102K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 375 | $102K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 77 | $328K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 375 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 375 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.