| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD., #206 ENCINO, CA 913165110 | KAISER FOUNDATION HEALTH PLAN | $49K | — | $49K | 4.27% |
| AMWINS3 Filed as: LISI, INC. | 1600 W. HILLSDALE BLVD. SAN MATEO, CA 944023768 | KAISER FOUNDATION HEALTH PLAN | $23K | — | $23K | 1.98% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 945202146 | KAISER FOUNDATION HEALTH PLAN | $10K | — | $10K | 0.85% |
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD., #206 ENCINO, CA 91316 | BLUE SHIELD OF CALIFORNIA | $31K | — | $31K | 3.34% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | BLUE SHIELD OF CALIFORNIA | $6K | — | $6K | 0.66% |
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD., #206 ENCINO, CA 913165110 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | — | $8K | 7.51% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 1800 SUTTER STREET, #730 CONCORD, CA 945202539 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.34% |
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD., #206 ENCINO, CA 91316 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $26K | — | $26K | 49.39% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $187 | — | $187 | 0.35% |
| STEVEN DRISS INSURANCE AGENCY3 Filed as: STEVEN DRISS INURANCE AGENCY | 17525 VENTURA BLVD., #206 ENCINO, CA 91316 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 13.75% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $534 | — | $534 | 1.25% |
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD., #206 ENCINO, CA 91316 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 13.66% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $350 | — | $350 | 1.34% |
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD, #206 ENCINO, CA 91316 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 18.01% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $450 | — | $450 | 1.99% |
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD., #206 ENCINO, CA 91316 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $636 | — | $636 | 13.76% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $58 | — | $58 | 1.25% |
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD., #206 ENCINO, CA 91316 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $264 | — | $264 | 18.12% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27 | — | $27 | 1.85% |
| STEVEN DRISS INSURANCE AGENCY3 | 17525 VENTURA BLVD., #206 ENCINO, CA 91316 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $168 | — | $168 | 13.65% |
| NONSTOP ADMINISTRATION & INSURANCE3 | 2300 CLAYTON ROAD, #1450 CONCORD, CA 94520 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $17 | — | $17 | 1.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 384 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 384 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN | 229 | $2.1M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 282 | $157K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 282 | $104K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 384 | $43K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 163 | $919K |
| Other(5 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 384 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.