| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES INC | 500 SILVER SPUR ROAD #121 PALOS VERDES, CA 90275 | HEALTH NET | $48K | — | $48K | 5.94% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES | 500 SILVER SPUR ROAD, SUITE 121 ROLLING HILLS ESTATES, CA 92705 | KAISER FOUNDATION HEALTH PLAN INC. | $41K | — | $41K | 5.25% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 501 OFFICE CENTER DR., SUITE 215 FT. WASHINGTON, PA 19034 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 10.00% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES | 500 SILVER SPUR RD., STE 121 ROLLING HILLS ESTATES, CA 90275 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 16.72% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 500 SILVER SPUR RD., STE 121 ROLLING HILLS ESTATES, CA 92075 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $698 | $2K | 5.76% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES | 500 SILVER SPUR RD., STE 121 ROLLING HILLS ESTATES, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 16.79% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 500 SILVER SPUR RD., STE 121 ROLLING HILLS ESTATES, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $566 | $2K | 5.76% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES | 500 SILVER SPUR RD., STE 121 ROLLING HILLS ESTATES, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 16.65% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 500 SILVER SPUR RD., STE 121 ROLLING HILLS ESTATES, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $903 | $428 | $1K | 5.75% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 501 OFFICE CENTER DR., SUITE 215 FT. WASHINGTON, PA 19034 | EYEMED VISION CARE | $2K | — | $2K | 10.80% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES | 500 SILVER SPUR RD., STE 121 ROLLING HILLS ESTATES, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $554 | $2K | 16.72% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 500 ROLLING HILLS ESTATES, CA 92705 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $384 | $185 | $569 | 5.76% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 500 SILVER SPUR RD., STE 121 ROLLING HILLS ESTATES, CA 92705 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $279 | — | $279 | 6.55% |
| BICHLMEIER INSURANCE SERVICES INC.3 Filed as: BICHLMEIER INSURANCE SERVICES | 730 S PACIFIC COAST HWY, STE 201 REDONDO BEACH, CA 90277 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $83 | — | $83 | 3.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH NET | 193 | $1.6M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 142 | $104K |
| Vision | EYEMED VISION CARE | 274 | $19K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $67K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $10K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $23K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH NET | 193 | $1.6M |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 274 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.