| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MANIACI INSURANCE SERVICES, INC.3 | 500 SILVER SPUR ROAD SUITE 121 PALOS VERDES, CA 90275 | HEALTH NET | $51K | — | $51K | 5.85% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES | 500 SILVER SPUR ROAD SUITE 121 PALOS VERDES, CA 902753674 | KAISER FOUNDATION HEALTH PLAN INC. | $35K | — | $35K | 4.78% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES | 500 SILVER SPUR ROAD SUITE 121 PALOS VERDES, CA 90275 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 10.00% |
| PACIFIC ADVISORS LLC3 | 333 INDIAN HILL BOULEVARD CLAREMONT, CA 91711 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $786 | — | $786 | 0.75% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES INC. | 500 SILVER SPUR ROAD SUITE 121 PALOS VERDES, CA 90275 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $610 | $6K | 16.74% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES INC. | 500 SILVER SPUR ROAD SUITE 121 PALOS VERDES, CA 90275 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $1K | $6K | 19.33% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES INC. | 500 SILVER SPUR ROAD SUITE 121 PALOS VERDES, CA 90275 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $743 | $4K | 18.46% |
| MANIACI INSURANCE SERVICES, INC.3 | 500 SILVER SPUR ROAD SUITE 121 PALOS VERDES, CA 902753637 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $632 | — | $632 | 3.44% |
| MANIACI INSURANCE SERVICES, INC.3 Filed as: MANIACI INSURANCE SERVICES INC. | 500 SILVER SPUR ROAD SUITE 121 PALOS VERDES, CA 902753674 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $320 | $2K | 18.46% |
| BICHLMEIER INSURANCE SERVICES INC.3 | 730 SOUTH PACIFIC COST HIGHWAY SUITE 201 REDONDO BEACH, CA 90277 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30 | — | $30 | 0.74% |
| BICHLMEIER INSURANCE SERVICES INC.3 | 730 SOUTH PACIFIC COST HIGHWAY SUITE 201 REDONDO BEACH, CA 90277 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $102 | — | $102 | 3.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HEALTH NET | 167 | $1.6M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 136 | $105K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 250 | $18K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $64K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $9K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $21K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 167 | $723K |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 141 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.