| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SALLY COKER3 | 38275 N 103RD PLACE SCOTTSDALE, AZ 85262 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $80K | — | $80K | 5.00% |
| SALLY COKER3 | 38275 N 103RD PLACE SCOTTSDALE, AZ 85262 | KAISER FOUNDATION HEALTH PLAN, INC. | $44K | — | $44K | 3.58% |
| SALLY COKER3 | 38275 N 103RD PLACE SCOTTSDALE, AZ 85262 | DELTA DENTAL OF CALIFORNIA | $0 | $8K | $8K | 5.84% |
| SALLY COKER3 | 38275 N 103RD PL SCOTTSDALE, AZ 85262 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 11.93% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | 38275 N 103RD PLACE SCOTTSDALE, AZ 85262 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | — | $11K | 27.58% |
| CHARLES N. CRAVINGS JR3 Filed as: CHARLES NATHANIEL CRAVINGS JR | 1467 W 49TH ST LOS ANGELES, CA 90062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 16.78% |
| MARK LEWIS BIALOCK3 | 5308 CORTE PLAYA JACINTO SAN DIEGO, CA 92124 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 4.97% |
| CARLOS DAVID HERNANDEZ3 | 4738 W 136TH ST HAWTHORNE, CA 90250 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.84% |
| CHRISTOPHER D. JUDY3 Filed as: CHRISTOPHER DALE JUDY | 12051 VERANO CT SAN DIEGO, CA 92128 | CONTINENTAL AMERICAN INSURANCE COMPANY | $507 | — | $507 | 1.29% |
| KEN MAJOR3 Filed as: KEN L MAJOR | 9622 OLYMPIC DRIVE HUNTINGTON BEACH, CA 92646 | CONTINENTAL AMERICAN INSURANCE COMPANY | $287 | — | $287 | 0.73% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | 38275 N 103RD PL SCOTTSDALE, AZ 85262 | VISION SERVICE PLAN | $3K | — | $3K | 9.38% |
| SALLY COKER3 | 38275 N 103RD PL SCOTTSDALE, AZ 85262 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 11.92% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | 38275 N 103RD PL SCOTTSDALE, AZ 85262 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 11.02% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | 38275 N 103RD PL SCOTTSDALE, AZ 85262 | AFLAC | $167 | — | $167 | 1.73% |
| JONATHAN ALI HAJIMOMEN3 | 5752 WHISTLER CIR HUNTINGTON BEACH, CA 92649 | AFLAC | $162 | — | $162 | 1.68% |
| JANELLE M ZAMORA3 | 421 W BROADWAY APT 4157 LONG BEACH, CA 90802 | AFLAC | $147 | — | $147 | 1.52% |
| CHARLES N. CRAVINGS JR3 Filed as: CHARLES N CRAVINGS JR | 1467 W 49TH ST LOS ANGELES, CA 90062 | AFLAC | $110 | — | $110 | 1.14% |
| TERESA PHILLIPS3 | 1433 E 139TH ST COMPTON, CA 90222 | AFLAC | $85 | — | $85 | 0.88% |
| DAVID HERNANDEZ3 | 2239 W 190TH ST TORRANCE, CA 90504 | AFLAC | $83 | — | $83 | 0.86% |
| JULIE BRUINSMA3 Filed as: JULIE A BRUINSMA | 11901 SANTA MONICA BLVD #689 LOS ANGELES, CA 90025 | AFLAC | $73 | — | $73 | 0.76% |
| SALLY COKER3 | 38275 N 103RD PL SCOTTSDALE, AZ 85262 | STANDARD INSURANCE COMPANY | $591 | — | $591 | 11.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 147 | $2.8M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 292 | $148K |
| Vision | VISION SERVICE PLAN | 219 | $30K |
| Life insurance | STANDARD INSURANCE COMPANY | 222 | $72K |
| Short-term disability | STANDARD INSURANCE COMPANY | 19 | $5K |
| Long-term disability | STANDARD INSURANCE COMPANY | 221 | $26K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 190 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.