| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COKER S INGRAHAM-GOLD COAST INS3 Filed as: COKER S INGRAHAM - GOLD COAST INS | 6511 E. RENDINA STREET LONG BEACH, CA 90815 | HEALTH NET | $40K | $0 | $40K | 2.85% |
| SALLY COKER3 | 6511 E RENDINA STREET LONG BEACH, CA 90815 | KAISER FOUNDATION HEALTH PLAN | $28K | $0 | $28K | 3.25% |
| DELTA DENTAL OF CALIFORNIA3 | 17871 PARK PLAZA DRIVE SUITE 200 CERRITOS, CA 90703 | DELTA DENTAL OF CALIFORNIA | $0 | $5K | $5K | 4.29% |
| SALLY COKER3 | 6511 E. RENDINA STREET LONG BEACH, CA 90815 | AFLAC | $2K | $0 | $2K | 2.36% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN HAJIMOMEN | 1561 E. ORANGETHORPE AVENUE # 200 FULLERTON, CA 92831 | AFLAC | $2K | $8 | $2K | 2.25% |
| JANELLE M ZAMORA3 Filed as: JANELLE ZAMORA | 421 W BROADWAY #4157 LONG BEACH, CA 90802 | AFLAC | $1K | $0 | $1K | 1.44% |
| DAVID HERNANDEZ3 | 1160 E MARIPOSA AVE EL SEGUNDO, CA 90245 | AFLAC | $792 | $0 | $792 | 0.98% |
| AURELIO VELA INSURANCE SERVICES INC3 | 1561 E. ORANGETHORPE AVE #200 FULLERTON, CA 92831 | AFLAC | $745 | $8 | $753 | 0.94% |
| JULIE BRUINSMA3 | 11901 SANTA MONICA BLVD #689 LOS ANGELES, CA 90025 | AFLAC | $736 | $0 | $736 | 0.91% |
| TERESA PHILLIPS3 | 1742 W LINCOLN AVE APT L1 ANAHEIM, CA 92801 | AFLAC | $735 | $0 | $735 | 0.91% |
| DELTA DENTAL OF CALIFORNIA3 | 17871 PARK PLAZA DRIVE SUITE 200 CERRITOS, CA 90703 | DELTA DENTAL OF CALIFORNIA | $0 | $1K | $1K | 3.38% |
| SALLY COKER3 | 6511 E. RENDINA STREET LONG BEACH, CA 90815 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 12.05% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | 6511 E RENDINA STREET LONG BEACH, CA 90815 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.81% |
| SALLY COKER3 Filed as: SALLY I. COKER | 6511 E RENDINA STREET LONG BEACH, CA 90815 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 12.06% |
| SALLY COKER3 Filed as: SALLY INGRAM COKER | 6511 E RENDINA STREET LONG BEACH, CA 90815 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 9.28% |
| SALLY COKER3 Filed as: SALLY I COKER | 6511 E RENDINA STREET LONG BEACH, CA 90815 | STANDARD INSURANCE COMPANY | $506 | — | $506 | 12.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH NET | 143 | $2.3M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 153 | $180K |
| Vision | VISION SERVICE PLAN | 201 | $28K |
| Life insurance | STANDARD INSURANCE COMPANY | 203 | $40K |
| Short-term disability | STANDARD INSURANCE COMPANY | 14 | $4K |
| Long-term disability | STANDARD INSURANCE COMPANY | 203 | $22K |
| Other | AFLAC | 98 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 203 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.