See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 15 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MICHAEL SMALLEY EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $299K |
| BENJAMIN SYBESMA EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $225K |
| KATHRYN A. KEEFE EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $154K |
| SUMAN JHA EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $135K |
| JAMES BAUMILLER EIN 94-6459649 PARTY IN INTEREST | Direct payment from the plan; Trustee (directed) Service code 25 | — | $99K |
| JOE GONSALVES CONSULTING EIN 53-0668189 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $97K |
| MICHELLE SAIENNI EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $92K |
| LUPITA RUIZ EIN 94-9459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $88K |
| DEBORAH JOHNSON EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $83K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | 120 MONTGOMERY STREET, SUITE 500 SAN FRANCISCO, CA 94104 | $80K |
| KATHRYN GUERRIERO EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $79K |
| PETER SANDS EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $75K |
| JORDAN BARGAS EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $74K |
| LISA TENNISON EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $71K |
| TRUCKER HUSS EIN 94-3216063 NONE | Legal; Direct payment from the plan Service code 29 | ONE EMBARCADERO CENTER, 12TH FLOOR SAN FRANCISCO, CA 941113617 | $70K |
| AMY LIVINGSTONE EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $70K |
| KATHRYN KNIGHT EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $67K |
| JANET SANDS EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $64K |
| TERES L. CONDON EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $64K |
| SHANA SIMS EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $63K |
| COLETTE EAGLES EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $62K |
| STEVEN HALL EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $62K |
| CHRISTINE MONTIJO EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $59K |
| CONNIE QUARTIER EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $57K |
| VERONICA SAMPSON EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $57K |
| GERROLD EATON EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $55K |
| EVELYN HEEB EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $54K |
| LORETTA J. PRICE EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $52K |
| RAYMOND AXTON EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $52K |
| OFELIA AUSTIN EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $47K |
| CYNTHIA OLIVER EIN 94-6459649 EMPLOYEE | Other fees; Direct payment from the plan Service code 50 | — | $45K |
| SHALLY SINGH EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $40K |
| ANGELA MURILLO EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $35K |
| JONI SMALLEY EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $35K |
| PATRICK DAY EIN 94-6459649 PARTY IN INTEREST | Trustee (directed); Direct payment from the plan Service code 25 | — | $31K |
| WESPAC ADVISORS LLC EIN 26-2824865 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $30K |
| HEMMING MORSE EIN 30-0702322 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $26K |
| SELLWOOD EIN 80-0827237 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $25K |
| WESSON CHERRY EIN 94-6459649 PARTY IN INTEREST | Trustee (directed); Direct payment from the plan Service code 25 | — | $22K |
| CARISSA WONG EIN 94-6459649 EMPLOYEE | Direct payment from the plan; Other fees Service code 50 | — | $22K |
| DAN BEAMAN EIN 94-6459649 PARTY IN INTEREST | Direct payment from the plan; Trustee (directed) Service code 25 | — | $18K |
| PAULA GOODES EIN 94-6459649 PARTY IN INTEREST | Direct payment from the plan; Trustee (directed) Service code 25 | — | $14K |
| US LEGAL EIN 68-0115281 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $14K |
| STEVE HERRERA EIN 94-6459649 PARTY IN INTEREST | Direct payment from the plan; Trustee (directed) Service code 25 | — | $12K |
| WELLS FARGO EIN 56-1882208 NONE | Insurance brokerage commissions and fees; Direct payment from the plan Service code 50 | — | $7K |
| AMALGAMATED BANK EIN 95-4314552 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 275 7TH AVENUE NEW YORK, NY 10001 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 29,024 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11,418 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 40,442 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 3 carriers) | NEW YORK LIFE INSURANCE COMPANY | 3,527 | $5.6M |
| Other(5 contracts, 5 carriers) | COMBINED INSURANCE COMPANY OF AMERICA | 9,903 | $14.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,903 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.