No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS ADMINISTRATORS EIN 38-2383171 NONE | Contract Administrator; Claims processing; Participant communication; Direct payment from the plan Service code 12 | — | $798K |
| DELTA DENTAL EIN 94-1461312 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $289K |
| ANTHEM BLUE CROSS EIN 95-3760980 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $189K |
| COLUMBIA MANAGEMENT EIN 41-1533211 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $185K |
| NUVEEN ASSET MANAGEMENT, LLC NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 333 WEST WACKER DRIVE CHICAGO, IL 60606 | $162K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $152K |
| CRYSTAL CLEAR RX EIN 23-3009945 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $137K |
| SUZANNE NEEDHAM EMPLOYEE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 6293 SAN IGNACIO AVENUE SAN JOSE, CA 95119 | $135K |
| NORTHWESTERN PLAN SERVICES EIN 91-2140506 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $123K |
| KRAW LAW GROUP EIN 77-0171216 NONE | Legal; Direct payment from the plan Service code 29 | — | $107K |
| RAYMOND JAMES FINANCIAL INC NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 880 CARILLON PARKWAY ST PETERSBURG, FL 33716 | $71K |
| CHANGE HEALTHCARE NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 424 CHURCH STREET, SUITE 1400 NASHVILLE, TN 37219 | $56K |
| BEAT IT PROGRAM EIN 77-0111619 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $47K |
| SMART SOURCE LLC NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 7270 MCGINNIS FERRY ROAD SUWANEE, GA 30024 | $38K |
| SALTZMAN & JOHNSON LAW GROUP EIN 94-2376174 NONE | Legal; Direct payment from the plan Service code 29 | — | $35K |
| BROADRIDGE MATRIX TRUST CO EIN 75-3182674 NONE | Trustee (bank, trust company, or similar financial institution); Float revenue; Direct payment from the plan Service code 21 | — | $30K |
| HEALTH ADVOCATE SOLUTIONS NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 3043 WALTON ROAD PLYMOUTH MEETING, PA 19462 | $26K |
| SEGAL EIN 13-1925125 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $21K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $10K |
| AMERICAN HEALTH HOLDING, INC. EIN 31-1368946 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $6K |
| MARSH & MCLENNAN AGENCY LLC EIN 36-1436000 NONE | Insurance brokerage commissions and fees; Insurance services Service code 23 | — | $1K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,058 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 601 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,659 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 9,704 | $159K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 697 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,704 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.