| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DOUGLAS A WOHLMAN INC.3 Filed as: DOUGLAS A WOLMAN INC. | 809 ALOHA ST EDMONDS, WA 98020 | THE UNION LABOR LIFE INSURANCE COMPANY | $12K | — | $12K | 0.70% |
| THE SEGAL COMPANY3 Filed as: SEGAL CONSULTING | 333 W 34TH ST NEW YORK, NY 10001 | THE UNION LABOR LIFE INSURANCE COMPANY | $10K | — | $10K | 0.57% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS NONE | Direct payment from the plan; Contract Administrator Service code 13 | 1141 HARBOR BAY PKWY STE 100 ALAMEDA, CA 94502 | $3.5M |
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing; Custodial (securities) Service code 12 | — | $1.7M |
| MULTI-PLAN SERVICES AGENCY INC. EIN 81-3751949 NONE | Contract Administrator; Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 10 | — | $801K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Direct payment from the plan; Other fees; Claims processing; Float revenue Service code 12 | — | $600K |
| CHARTWELL INVESTMENT PARTNERS NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 1235 WESTLAKES DR STE 400 BERWYN, PA 19312 | $243K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $145K |
| ASSISTANCE RECOVERY PROGRAM EIN 94-3042622 NONE | Direct payment from the plan Service code 50 | — | $122K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $120K |
| INCOME RESEARCH & MANAGEMENT EIN 04-2955404 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $86K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 58-1645862 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $66K |
| PHARMACY BENEFIT SOLUTIONS, INC. NONE | Other services; Direct payment from the plan Service code 49 | 371 NEVADA ST AUBURN, CA 95603 | $59K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $49K |
| SALTZMAN & JOHNSON LAW CORPORATION EIN 94-2376174 NONE | Legal; Direct payment from the plan Service code 29 | — | $46K |
| MAILRITE PRINT & MAIL, INC. NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 834 STRIKER AVE STE C SACRAMENTO, CA 95834 | $33K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Investment management fees paid indirectly by plan; Insurance brokerage commissions and fees; Custodial (securities) Service code 19 | — | $14K |
| PNC BANK EIN 22-1146430 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $8K |
| BOEHM & ASSOCIATES EIN 94-2361175 NONE | Other commissions Service code 55 | — | $0 |
| STEPHEN HORN INSURANCE SVCS EIN 94-3249244 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 1,574 | $15.3M |
| Dental(3 contracts, 3 carriers) | DELTA DENTAL OF CALIFORNIA | 9,921 | $7.2M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 8,813 | $1.1M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 817 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,921 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.