| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 852556343 | ELIASTAR LIFE INSURANCE COMPANY | $30K | $56K | $86K | 7.63% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SAVRX PRESCRIPTION SERVICES EIN 47-0527013 NONE | Direct payment from the plan; Other services Service code 49 | — | $685K |
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator; Claims processing Service code 12 | — | $280K |
| CCC ELECTRICAL IND LABOR MGMT CO TR EIN 68-0299780 NONE | Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing); Plan Administrator; Other services Service code 10 | — | $240K |
| SOLXSYS NONE | Direct payment from the plan; Other services Service code 49 | 5600 NEW KING DR TROY, MI 48098 | $94K |
| RAEL & LETSON EIN 94-1701048 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $67K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $51K |
| NEYHART, ANDERSON, FLYNN & GROSBOLL EIN 94-2576729 NONE | Legal; Direct payment from the plan Service code 29 | — | $34K |
| LANTAN AND ASSOCIATES EIN 92-3971331 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $28K |
| AABCO NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 1300 GALAXY WAY STE 120 CONCORD, CA 94520 | $19K |
| BEAT IT EAP EIN 77-0111619 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 732 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 382 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC | 1,474 | $17.6M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,118 | $1.9M |
| Stop-loss / reinsurancereinsurance | ELIASTAR LIFE INSURANCE COMPANY | 430 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,474 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.