| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC Filed as: STEALTH PARTNER GROUP | 18940 N. PIMA ROAD SCOTTSDALE, AZ 85255 | THE UNION LABOR LIFE INSURANCE COMPANY | $100K | — | $100K | 9.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CCC ELECTRICAL IND LABOR MGMT CO TR EIN 68-0299780 BENEFIT ADMINISTRATOR | Plan Administrator; Other services; Float revenue; Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | 1024 COURT STREET MARTINEZ, CA 945534239 | $211K |
| ANTHEM BLUE CROSS LIFE & HEALTH INS EIN 95-4331852 SERVICE PROVIDER | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services; Claims processing Service code 12 | 3075 VANDERCAR WAY CINCINNATI, OH 45209 | $210K |
| RAEL & LETSON EIN 94-1701048 CONSULTANT | Consulting (general) Service code 16 | 2800 CAMPUS DRIVE, SUITE 150 SAN MATEO, CA 94403 | $72K |
| SAVRX PRESCRIPTION SERVICES EIN 47-0527013 PRESCRIPTION SERVICE | Other services Service code 49 | 224 N. PARK AVENUE FREMONT, NE 68025 | $66K |
| BUCKLEY PATCHEN EIN 94-2302150 AUDITOR | Accounting (including auditing) Service code 10 | 2890 NORTH MAIN ST., SUITE 200 WALNUT CREEK, CA 94597 | $27K |
| NEYHART, ANDERSON, FLYNN & GROSBOLL EIN 94-2576729 ATTORNEY | Legal Service code 29 | 44 MONTGOMERY ST., SUITE 2080 SAN FRANCISCO, CA 94104 | $23K |
| BEAT IT EAP EIN 77-0111619 EAP PROVIDER | Consulting (general) Service code 16 | 20079 STONE OAK PARKWAY 1105 SAN ANTONIO, TX 78258 | $18K |
| PART D ADVISORS, INC. EIN 20-2595200 OUTSIDE AUDITOR | Accounting (including auditing) Service code 10 | 17199 N. LAUREL PARK DR. STE 400 LIVONIA, MI 48152 | $18K |
| MORELLO ACCOUNTING GROUP, INC. EIN 46-4425699 OUTSIDE ACCOUNTANT | Accounting (including auditing) Service code 10 | 1250-I NEWELL AVE. STE. 131 WALNUT CREEK, CA 94596 | $16K |
| CAMPOBELLO CHEMICAL DEPENDENCY EIN 68-0088713 REHAB CENTER | Other services Service code 49 | 3250 GUERNVILLE ROAD SANTA ROSA, CA 95401 | $15K |
| DODGE AND COX FUNDS - DODIX FUND CUSTODIAN | Other investment fees and expenses; Custodial (securities); Investment management Service code 19 | PO BOX 8422 BOSTON, MA 022668422 | $15K |
| DODGE AND COX FUNDS - DODGX FUND CUSTODIAN | Other investment fees and expenses; Investment management; Custodial (securities) Service code 19 | PO BOX 8422 BOSTON, MA 022668422 | $2K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 INVESTMENT MANAGER | Custodial (securities); Other fees; Other investment fees and expenses; Investment management Service code 19 | ONE LINCOLN STREET BOSTON, MA 02111 | $696 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 770 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 362 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,132 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 1,590 | $13.0M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,130 | $1.8M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 387 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,590 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.