| Provider | Services | Address | Compensation |
|---|---|---|---|
| UFCW GROUP ADMINISTRATION LLC EIN 26-0048379 SALARIED ADMINSTRATOR | Direct payment from the plan; Plan Administrator Service code 14 | — | $5.7M |
| BLUE SHIELD OF CALIFORNIA EIN 94-0360524 NONE | Direct payment from the plan; Claims processing Service code 12 | 4207 TOWN CENTER BLVD EL DORADO HILLS, CA 95762 | $2.1M |
| ENVISION NONE | Direct payment from the plan; Claims processing Service code 12 | 2181 EAST AURORA ROAD, SUITE 201 TWINSBERG, OH 44087 | $598K |
| MEDEXPERT INTERNATIONAL INC EIN 94-3360248 NONE | Contract Administrator; Direct payment from the plan Service code 13 | 1300 HANCOCK STREET REDWOOD CIY, CA 94063 | $562K |
| SAFEWAY HEALTH PARTY IN INTEREST | Contract Administrator; Direct payment from the plan Service code 13 | 5918 STONERIDGE MALL ROAD PLEASANTON, CA 94588 | $195K |
| BENEFIT & RISK MANAGEMENT SERVICES NONE | Direct payment from the plan; Consulting (general) Service code 16 | 80 IRON POINT CIRCLE, SUITE 200 FOLSOM, CA 95630 | $164K |
| VISION SERVICE PLAN EIN 23-7316300 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $160K |
| UFCW LOCAL 5 EIN 20-8028546 SPONSOR | Contract Administrator; Direct payment from the plan Service code 13 | 240 S MARKET ST SAN JOSE, CA 95113 | $154K |
| VAVRINEK, TRINE, DAY & CO., LLP EIN 95-2648289 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $134K |
| SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Actuarial Service code 11 | 100 MONTGOMERY STREET SUITE 500 SAN FRANCISCO, CA 94104 | $121K |
| CREWS MACQUARRIE ASSOC EIN 38-3647875 NONE | Direct payment from the plan; Actuarial Service code 11 | 2855 MICHELLE DRIVE IRVINE, CA 92606 | $114K |
| UFCW LOCAL 8 EIN 94-0801845 SPONSOR | Direct payment from the plan; Contract Administrator Service code 13 | 2200 PROFESSIONAL DR ROSEVILLE, CA 95661 | $112K |
| SEYFARTH & SHAW EIN 36-2152202 NONE | Direct payment from the plan; Legal Service code 29 | 2029 CENTURY PARK EAST STE 3500 LOS ANGELES, CA 90067 | $106K |
| DELTA DENTAL EIN 94-1461312 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $94K |
| PART D ADVISORS, INC. NONE | Other services; Direct payment from the plan Service code 49 | 17199 N LAUREL PARK DR., SUITE 400 LIVONIA, CA 48152 | $54K |
| HGK ASSET MANAGEMENT NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 525 WASHINGTON BLVD. SUITE 2000 JERSEY CITY, NJ 07310 | $43K |
| PODIATRY PLAN EIN 94-2864053 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $39K |
| PHARMACY BENEFIT SOLUTIONS EIN 47-0866096 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $32K |
| UFCW LOCAL 648 EIN 94-0801845 SPONSOR | Direct payment from the plan; Contract Administrator Service code 13 | — | $27K |
| HORIZON ACTUARIAL SERVICES, LLC NONE | Actuarial; Direct payment from the plan Service code 11 | 1040 CROWN POINTE PARKWAY SUITE 560 ATLANTA, GA 30338 | $22K |
| NEW ENGLAND PENSION CONSULTANTS NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 255 STATE STREET BOSTON, MA 02109 | $15K |
| MCCRACKEN, STEMERMAN & HOLSBERRY LL EIN 94-1709555 NONE | Legal; Direct payment from the plan Service code 29 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14,680 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 14,680 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HEALTH NET | 517 | $2.3M |
| Life insurance | PRUDENTIAL | 1,341 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,765 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.