See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH SERVICES & BENEFITS ADMINIST EIN 94-3089465 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Claims processing Service code 12 | — | $1.1M |
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $237K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $225K |
| DELTA DENTAL EIN 94-1461312 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $191K |
| SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $152K |
| BASYS EIN 52-1796473 NONE | Direct payment from the plan; Other services; Other fees Service code 49 | — | $104K |
| SALTZMAN & JOHNSON EIN 94-2376174 NONE | Legal; Direct payment from the plan Service code 29 | — | $92K |
| SCHUMACHER CONSULTING NONE | Direct payment from the plan; Consulting (general) Service code 16 | 4160 DUBLIN BLDV., SUITE 400 DUBLIN, CA 94568 | $71K |
| MCMORGAN AND COMPANY EIN 52-2334338 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $47K |
| AABCO PRINTING EIN 94-1553665 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $27K |
| WEX HEALTH, INC. EIN 06-1593514 NONE | Direct payment from the plan; Other services Service code 49 | — | $23K |
| FREMONT BANK EIN 94-1569025 NONE | Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $17K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Float revenue; Other fees; Direct payment from the plan; Claims processing Service code 12 | — | $15K |
| MACKAY SHIELDS LLC EIN 13-5582869 NONE | Investment management fees paid indirectly by plan Service code 52 | — | $14K |
| ALSTON & BIRD LLP EIN 58-0137615 NONE | Legal; Direct payment from the plan Service code 29 | — | $11K |
| SANTA MARIA COMPANY & INSURANCE SER EIN 94-3383631 NONE | Insurance brokerage commissions and fees Service code 53 | — | $11K |
| SUBURBAN PRESS EIN 94-2477030 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $8K |
| GRAYSTONE CONSULTING/MORGAN STANLEY EIN 36-3145972 NONE | Direct payment from the plan; Investment advisory (plan); Securities brokerage; Named fiduciary Service code 27 | — | $7K |
| RED CARD EIN 20-5388701 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $7K |
| FARRELL FRITZ EIN 06-1620161 NONE | Legal; Direct payment from the plan Service code 29 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,546 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,546 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 5,204 | $29.5M |
| Dental(4 contracts, 4 carriers) | DELTA DENTAL OF CALIFORNIA | 547 | $753K |
| Vision | VISION SERVICE PLAN | 3,322 | $772K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 5,726 | $1.2M |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 5,726 | $1.2M |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 5,726 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,726 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.