See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 11 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ASSOCIATED THIRD PARTY ADMIN EIN 94-1481599 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.3M |
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $287K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $258K |
| SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $221K |
| DELTA DENTAL EIN 94-1461312 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $206K |
| CBIZ MHM LLC NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 5 BRYANT PK, 1065 AVE OF AMERICAS NEW YORK, NY 10018 | $132K |
| SALTZMAN & JOHNSON EIN 94-2376174 NONE | Legal; Direct payment from the plan Service code 29 | — | $115K |
| HEALTH SERVICES & BENEFITS ADMINIST EIN 94-3089465 NONE | Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 12 | — | $85K |
| MCMORGAN AND COMPANY EIN 52-2334338 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $30K |
| WEX HEALTH, INC. EIN 06-1593514 NONE | Other services; Direct payment from the plan Service code 49 | — | $28K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 26-4310844 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $23K |
| FREMONT BANK EIN 94-1569025 NONE | Other services; Direct payment from the plan Service code 49 | — | $18K |
| AABCO PRINTING EIN 94-1553665 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $17K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $14K |
| INSTEP MARKETING, INC. NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $12K |
| ALSTON & BIRD LLP NONE | Legal; Direct payment from the plan Service code 29 | 560 MISSION STREET, SUITE 2100 SAN FRANCISCO, CA 94105 | $10K |
| INTELLI-SERVICES EIN 56-2293081 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,712 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,712 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 5,479 | $30.8M |
| Dental(4 contracts, 4 carriers) | DELTA DENTAL OF CALIFORNIA | 665 | $785K |
| Vision | VISION SERVICE PLAN | 3,132 | $772K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 8,080 | $350K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,001 | $811K |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 8,080 | $354K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,080 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.