| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18700 N HAYDEN RD STE 405 SCOTTSDALE, AZ 85255 | THE UNION LABOR LIFE INSURANCE COMPANY | $172K | — | $172K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED ADMINISTRATIVE SERVICES EIN 94-1749354 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $582K |
| ANTHEM BLUE CROSS LIFE & HEALTH INS EIN 95-4331852 NONE | Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Claims processing; Contract Administrator; Other services Service code 12 | — | $302K |
| MILLIMAN EIN 91-0675641 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $110K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $78K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $53K |
| BEAT IT! PROGRAM INC EIN 77-0111619 NONE | Other services; Direct payment from the plan Service code 49 | — | $44K |
| SALTZMAN & JOHNSON EIN 94-2376174 NONE | Legal; Direct payment from the plan Service code 29 | — | $29K |
| AMERICAN HEALTH HOLDING, INC EIN 31-1368946 NONE | Other services; Direct payment from the plan Service code 49 | — | $27K |
| INEICH & COMPANY, LLP EIN 56-2552172 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $23K |
| COMPLIANCE AUDIT SERVICES EIN 94-3134229 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $14K |
| NEYHART, ANDERSON, FLYNN & GROSBOLL EIN 94-2576729 NONE | Legal; Direct payment from the plan Service code 29 | — | $13K |
| HINGE HEALTH INC EIN 81-1884841 NONE | Direct payment from the plan; Other services Service code 49 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,043 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 84 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 2,487 | $18.6M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,953 | $1.0M |
| Vision | VISION SERVICE PLAN | 1,998 | $152K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,117 | $131K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,132 | $3.4M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,117 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,487 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.