| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N. PIMA ROAD SCOTTSDALE, AZ 85255 | THE UNION LABOR LIFE INSURANCE COMPANY | $262K | — | $262K | 11.28% |
| STEPHEN CHELBAY COMPANY3 | 6800 SANTA TERESA BLVD., #100 SAN JOSE, CA 95119 | DELTA DENTAL OF CALIFORNIA | $58K | — | $58K | 5.00% |
| STEPHEN CHELBAY COMPANY3 | 6800 SANTA TERESA BLVD, SUITE #100 SAN JOSE, CA 95119 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 3.43% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED ADMINISTRATIVE SERVICES EIN 94-1749354 NONE | Contract Administrator Service code 13 | 6800 SANTA TERESA BOULEVARD SUITE 100 SAN JOSE, CA 95119 | $550K |
| ANTHEM BLUE CROSS LIFE & HEALTH INS EIN 95-4331852 NONE | Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Contract Administrator Service code 12 | 3350 PEACHTREE ROAD ATLANTA, GA 30326 | $262K |
| NEYHART, ANDERSON, FLYNN & GROSBOLL EIN 94-2576729 NONE | Legal Service code 29 | 369 PINE STREET SUITE 800 SAN FRANCISCO, CA 941043323 | $66K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Investment advisory (plan) Service code 27 | ONE FRONT STREET SUITE 500 SAN FRANCISCO, CA 94111 | $52K |
| MILLER, KAPLAN, ARASE, & CO., LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | 4123 LANKERSHIM BLVD NORTH HOLLYWOOD, CA 91602 | $36K |
| SAV-RX PRESCRIPTION SERVICES EIN 47-0527013 NONE | Claims processing Service code 12 | 224 NORTH PARK AVENUE FREMONT, NE 68025 | $35K |
| SALTZMAN & JOHNSON EIN 94-2376174 NONE | Legal Service code 29 | 1141 HARBOR BAY PARKWAY, SUITE 100 ALAMEDA, CA 94502 | $28K |
| INEICH & COMPANY, LLP EIN 56-2552172 NONE | Accounting (including auditing) Service code 10 | 950 TOWER LANE SUITE 780 FOSTER CITY, CA 94404 | $20K |
| STEPHEN CHELBAY CO. EIN 94-1750014 NONE | Consulting (general) Service code 16 | P.O. BOX 5057 SAN JOSE, CA 95128 | $18K |
| COMPLIANCE AUDIT SERVICES EIN 94-3134229 NONE | Accounting (including auditing) Service code 10 | 719 ADAM STREET MOUNTAIN HOUSE, CA 95391 | $10K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 NONE | Other services Service code 49 | 7400 W CAMPUS ROAD, F-510 NEW ALBANY, OH 43054 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,801 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 89 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,890 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 2,631 | $11.3M |
| Dental | DELTA DENTAL OF CALIFORNIA | 1,961 | $1.2M |
| Vision | VISION SERVICE PLAN | 1,834 | $157K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,145 | $136K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,027 | $2.3M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 2,145 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,631 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.