See 7 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CALIFORNIA METAL TRADES ASSOCIATION EIN 94-0359380 FOUNDING EMPLOYER ASSOCIA | Contract Administrator; Accounting (including auditing) Service code 10 | 851 BURLWAY ROAD, SUITE 216 BURLINGAME, CA 94010 | $65K |
| SD MAYER & ASSOCIATES, LLP EIN 46-1171913 NONE | Accounting (including auditing) Service code 10 | 235 MONTGOMERY STREET, 30TH FLR. SAN FRANCISCO, CA 94104 | $20K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (pension) Service code 17 | 378 VINTAGE PARK DRIVE FOSTER CITY, CA 94404 | $18K |
| SALTZMAN & JOHNSON EIN 94-2376174 NONE | Legal Service code 29 | 44 MONTGOMERY ST 2110 SAN FRANCISCO, CA 94104 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH NET | 64 | $958K |
| Dental | DELTA DENTAL OF CALIFORNIA | 214 | $289K |
| Vision(2 contracts, 2 carriers) | HEALTH NET | 162 | $969K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 160 | $16K |
| Other(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. (CALIFORNIA) | 300 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 300 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.