| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 2121 N. CALIFORNIA BLVD, SUITE 1000 WALNUT CREEK, CA 94596 | AETNA LIFE INSURANCE COMPANY | $87K | $11K | $97K | 5.56% |
| BEERE & PURVES INC3 Filed as: BEERE AND PURVES INC. | 1350 TREAT BOULEVARD, SUITE 470 WALNUT CREEK, CA 94596 | AETNA LIFE INSURANCE COMPANY | $61K | — | $61K | 3.47% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2121 N, CALIFORNIA BLVD, SUITE 1000 WALNUT CREEK, CA 94596 | AETNA HEALTH INC. | $42K | — | $42K | 4.99% |
| BEERE & PURVES INC3 Filed as: BEERE AND PURVES INC. | 1350 TREAT BOULEVARD, SUITE 470 WALNUT CREEK, CA 94596 | AETNA HEALTH INC. | $29K | — | $29K | 3.49% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | METROPOLITAN LIFE INSURANCE COMPANY | $29K | $5K | $34K | 9.26% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2121 N. CALIFORNIA BLVD, SUITE 1000 WALNUT CREEK, CA 94596 | KAISER FOUNDATION HEALTH PLAN INC | $10K | — | $10K | 3.96% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2121 N, CALIFORNIA BLVD, SUITE 1000 WALNUT CREEK, CA 94596 | VISION SERVICE PLAN | $2K | — | $2K | 2.96% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2121 N, CALIFORNIA BLVD, SUITE 1000 WALNUT CREEK, CA 94596 | METROPOLITAN LIFE INSURANCE COMPANY | $106 | $86 | $192 | 2.30% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | METROPOLITAN LIFE INSURANCE COMPANY | — | $12 | $12 | 0.14% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | HYATT LEGAL PLANS | $271 | — | $271 | 6.56% |
| ALLIANT INSURANCE SERVICES, INC.3 | 2121 N. CALIFORNIA BLVD, SUITE 1000 WALNUT CREEK, CA 94596 | HYATT LEGAL PLANS | $144 | — | $144 | 3.49% |
| ALLIANT INSURANCE SERVICES, INC.3 | 3270 INLAND EMPIRE BOULEVARD ONTARIO, CA 91764 | MAGELLAN BEHAVIORAL HEALTH | $442 | — | $442 | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 213 | $2.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 385 | $367K |
| Vision | VISION SERVICE PLAN | 144 | $75K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 385 | $367K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 385 | $367K |
| Prescription drug(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 213 | $2.8M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 385 | $384K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.