| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | REGENCE BLUESHIELD | $154K | $10K | $164K | 5.74% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 12100 NE 195TH STREET BOTHELL, WA 98011 | ASSURITY LIFE INSURANCE COMPANY | $15K | — | $15K | 28.15% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | ASSURITY LIFE INSURANCE COMPANY | $383 | — | $383 | 0.73% |
| IMA, INC.3 | 3475 E FOOTHILL BLVD. PASADENA, CA 91107 | ASSURITY LIFE INSURANCE COMPANY | $23 | — | $23 | 0.04% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES INC. | 2734 NORTH MILDRED CHICAGO, IL 60614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $572 | $572 | 1.50% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | VISION SERVICE PLAN | $2K | — | $2K | 4.22% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN ROAD BETHESDA, MD 20814 | VISION SERVICE PLAN | $157 | — | $157 | 0.42% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES | 306 WEST ERIE STREET CHICAGO, IL 60654 | VISION SERVICE PLAN | $29 | — | $29 | 0.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 12100 NE 195TH STREET BOTHELL, WA 98011 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES | 306 WEST ERIE STREET CHICAGO, IL 60654 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $159 | — | $159 | 5.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES INC. | 2734 NORTH MILDRED CHICAGO, IL 60614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $48 | $48 | 1.51% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $633 | — | $633 | 26.99% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES INC. | 2734 NORTH MILDRED CHICAGO, IL 60614 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $35 | $35 | 1.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 333 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 333 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD | 251 | $2.9M |
| Dental | REGENCE BLUESHIELD | 251 | $2.9M |
| Vision | VISION SERVICE PLAN | 231 | $37K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 333 | $3K |
| Short-term disability | ASSURITY LIFE INSURANCE COMPANY | 141 | $53K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 333 | $38K |
| Prescription drug | REGENCE BLUESHIELD | 251 | $2.9M |
| Other(7 contracts, 3 carriers) | REGENCE BLUESHIELD | 333 | $3.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 333 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.