| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | REGENCE BLUESHIELD | $54K | $2K | $56K | 3.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 12100 NE 195TH STREET BOTHELL, WA 98011 | REGENCE BLUESHIELD | $29K | $17K | $45K | 2.52% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 2.66% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 12100 NE 195TH STREET BOTHELL, WA 98011 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 1.75% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES | 306 WEST ERIE STREET CHICAGO, IL 60654 | SUN LIFE ASSURANCE COMPANY OF CANADA | $967 | — | $967 | 0.66% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 2632 S CORBIN CIRCLE GEENACRES, WA 99016 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $5K | $6K | 8.48% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 2632 S CORBIN CIRCLE GEENACRES, WA 99016 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $3K | $9K | 18.05% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 15.82% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | VISION SERVICE PLAN | $1K | — | $1K | 3.37% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 12100 NE 195TH STREET BOTHELL, WA 98011 | VISION SERVICE PLAN | $853 | — | $853 | 2.75% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES | 306 WEST ERIE STREET CHICAGO, IL 60654 | VISION SERVICE PLAN | $156 | — | $156 | 0.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 2632 S CORBIN CIRCLE GEENACRES, WA 99016 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $3K | 12.65% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 9.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 12100 NE 195TH STREET BOTHELL, WA 98011 | ASSURITY LIFE INSURANCE COMPANY | $5K | — | $5K | 21.49% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 12100 NE 195TH STREET BOTHELL, WA 98011 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $989 | $169 | $1K | 13.91% |
| AON CONSULTING INC3 Filed as: BSWIFT | 10 S RIVERSIDE PLAZA CHICAGO, IL 60606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $249 | — | $249 | 2.99% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $129 | $11 | $140 | 1.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 12100 NE 195TH STREET BOTHELL, WA 98011 | UNUM INSURANCE COMPANY | $103 | $103 | $206 | 3.32% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | UNUM INSURANCE COMPANY | $125 | $52 | $177 | 2.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 378 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 378 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD | 211 | $1.8M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 229 | $147K |
| Vision | VISION SERVICE PLAN | 188 | $31K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 378 | $77K |
| Short-term disability | ASSURITY LIFE INSURANCE COMPANY | 95 | $21K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 377 | $73K |
| Prescription drug | REGENCE BLUESHIELD | 211 | $1.8M |
| Other(6 contracts, 5 carriers) | REGENCE BLUESHIELD | 378 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.