| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NIELSEN INSURANCE GROUP INC3 | 228 PARK AVENUE SOUTH PMB 97880 NEW YORK, NY 10003 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $72 | $11K | 10.10% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 5.02% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 1980 FESTIVAL PLAZA DRIVE SUITE 810 LAS VEGAS, NV 89135 | METROPOLITAN LIFE INSURANCE COMPANY | — | $396 | $396 | 0.36% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | — | $324 | $324 | 0.30% |
| NIELSEN INSURANCE GROUP INC3 | 4165 EAST THOUSAND OAKS BOULEVARD SUITE 325 WESTLAKE VILLAGE, CA 91362 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $394 | $6K | 16.13% |
| INSGROUP INC3 Filed as: NIELSEN INS GROUP - WESTLAKE VLG | 4165 EAST THOUSAND OAK BOULEVARD #325 WESTLAKE VILLAGE, CA 91362 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 11.90% |
| NIELSEN INSURANCE GROUP INC3 | 4165 EAST THOUSAND OAKS BOULEVARD SUITE 325 WESTLAKE VILLAGE, CA 91362 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $267 | $3K | 16.49% |
| NIELSEN INSURANCE GROUP INC3 | 228 PARK AVENUE SOUTH PMB 97880 NEW YORK, NY 10003 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $437 | $3K | 22.47% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $627 | $1K | $2K | 13.36% |
| NIELSEN INSURANCE GROUP INC3 | 228 PARK AVENUE SOUTH PMB 97880 NEW YORK, NY 10003 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $1K | — | $1K | 10.01% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $540 | — | $540 | 5.01% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $78 | $78 | 0.72% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 500 TREAT AVENUE SUITE 200 SAN FRANCISCO, CA 94110 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $37 | $37 | 0.34% |
| NIELSEN INSURANCE GROUP INC3 | 228 PARK AVENUE SOUTH PMB 97880 NEW YORK, NY 10003 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $355 | $2K | 22.98% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | — | $880 | $880 | 8.32% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $519 | — | $519 | 4.91% |
| NIELSEN INSURANCE GROUP INC3 | 228 PARK AVENUE SOUTH PMB 97880 NEW YORK, NY 10003 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $374 | $2K | 21.18% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | — | $904 | $904 | 9.13% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $431 | — | $431 | 4.35% |
| NIELSEN INSURANCE GROUP INC3 | 4165 EAST THOUSAND OAKS BOULEVARD SUITE 325 WESTLAKE VILLAGE, CA 91362 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $82 | $1K | 16.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 224 | $120K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 287 | $23K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 172 | $43K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 23 | $18K |
| Other(5 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 172 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.