| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NIELSEN INSURANCE GROUP INC3 | PO BOX 6549 WESTLAKE VILLAGE, CA 91359 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $1K | $12K | 11.03% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $18 | $5K | 4.94% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 500 TREAT AVENUE SUITE 200 SAN FRANCISCO, CA 94110 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.00% |
| NIELSEN INSURANCE GROUP INC3 | 4165 EAST THOUSAND OAK BOULEVARD SUITE 325 WESTLAKE VILLAGE, CA 91362 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| INSGROUP INC3 Filed as: NIELSEN INS GROUP- WESTLAKE VLG | 4165 EAST THOUSAND OAK BOULEVARD #325 WESTLAKE VILLAGE, CA 91362 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 9.77% |
| NIELSEN INSURANCE GROUP INC3 | 4165 EAST THOUSAND OAK BOULEVARD SUITE 325 WESTLAKE VILLAGE, CA 91362 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| NIELSEN INSURANCE GROUP INC3 | PO BOX 6549 WESTLAKE VILLAGE, CA 91359 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 23.33% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $754 | $18 | $772 | 5.97% |
| NIELSEN INSURANCE GROUP INC3 | PO BOX 6549 WESTLAKE VILLAGE, CA 91359 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 23.33% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | METROPOLITAN LIFE INSURANCE COMPANY | $733 | $18 | $751 | 5.98% |
| NIELSEN INSURANCE GROUP INC3 | PO BOX 6549 WESTLAKE VILLAGE, CA 91359 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $1K | $233 | $1K | 12.28% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INS SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $574 | — | $574 | 5.11% |
| ENROLLEASE3 Filed as: ENROLLEASE INC | 500 TREAT AVENUE SUITE 200 SAN FRANCISCO, CA 94110 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $230 | $230 | 2.05% |
| NIELSEN INSURANCE GROUP INC3 | 4165 EAST THOUSAND OAK BOULEVARD SUITE 325 WESTLAKE VILLAGE, CA 91362 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $121K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 311 | $27K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 184 | $8K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 27 | $18K |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 184 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 311 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.