| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES | 39340 TREASURY CTR CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC | $64K | — | $64K | 2.02% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES | 39340 TREASURY CTR CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC | $37K | — | $37K | 2.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEWITT ASSOCIATES EIN 36-2235791 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $3.6M |
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Claims processing; Contract Administrator; Other insurance fees and expenses Service code 12 | — | $3.1M |
| UNITED HEALTHCARE SERVICES, INC EIN 41-1289245 NONE | Claims processing; Other services; Other insurance fees and expenses Service code 12 | — | $2.5M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE | Other insurance fees and expenses; Insurance agents and brokers; Contract Administrator Service code 13 | — | $1.8M |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Claims processing; Other insurance fees and expenses; Contract Administrator Service code 12 | — | $424K |
| BELL LITHO INC. EIN 36-2550923 NONE | Copying and duplicating; Other fees Service code 36 | — | $342K |
| ING RELIASTAR EIN 41-0451140 NONE | Other insurance fees and expenses; Claims processing Service code 12 | — | $204K |
| TELADOC EIN 04-3705970 NONE | Participant communication; Other insurance fees and expenses; Insurance services Service code 23 | — | $166K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Contract Administrator; Other insurance fees and expenses Service code 13 | — | $149K |
| NORTHERN TRUST COMPANY EIN 36-1561860 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $55K |
| CROWE HORWATH LLP EIN 35-0921680 NONE | Direct payment from the plan; Accounting (including auditing); Other fees; Consulting fees Service code 10 | — | $51K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 24,727 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 24,727 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 534 | $8.5M |
| Dental(4 contracts) | HAWAII DENTAL SERVICE | 220 | $205K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 37,691 | $4.2M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 37,691 | $4.2M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 37,691 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 37,691 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.