| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $17K | — | $17K | 2.11% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $6K | — | $6K | 2.11% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | VISION SERVICE PLAN | $3K | — | $3K | 0.94% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 39340 TREASURY CENTER CHICAGO, IL 606949000 | VISION SERVICE PLAN | $1K | — | $1K | 0.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | HYATT LEGAL PLANS | $5K | — | $5K | 6.65% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | COMMISSION REVENUE 39340 TREASURY CENTER CHICAGO, IL 606949300 | HYATT LEGAL PLANS | $2K | — | $2K | 3.39% |
| AON CONSULTING INC3 | 39340 TREASURY CENTER CHICAGO, IL 606949000 | HYATT LEGAL PLANS | — | $79 | $79 | 0.11% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 199 FREMONT STREET, SUITE 1500 SAN FRANCISCO, CA 94105 | ACE AMERICAN INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 199 FREMONT STREET, SUITE 1500 SAN FRANCISCO, CA 94105 | ZURICH AMERICAN INSURANCE COMPANY | $4K | — | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,580 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 3,055 | $16.3M |
| Dental | DELTA DENTAL OF CALIFORNIA | 2,945 | $1.5M |
| Vision | VISION SERVICE PLAN | 1,573 | $274K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,580 | $959K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,580 | $959K |
| Prescription drug(3 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 3,055 | $16.3M |
| Other(5 contracts, 5 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 3,252 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.