| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | KAISER FOUNDATION HEALTH PLAN INC | $20K | — | $20K | 2.47% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | KAISER FOUNDATION HEALTH PLAN INC | $7K | — | $7K | 2.48% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 39340 TREASURY CENTER CHICAGO, IL 606949000 | VISION SERVICE PLAN | $4K | — | $4K | 1.50% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | COMMISSION REVENUE 39340 TREASURY CENTER CHICAGO, IL 606949300 | HYATT LEGAL PLANS | $7K | — | $7K | 10.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 220 WEST MAIN STREET, SUITE 1800 LOUISVILLE, KY 40202 | HYATT LEGAL PLANS | — | $824 | $824 | 1.26% |
| AON CONSULTING INC3 | 39340 TREASURY CENTER CHICAGO, IL 606949000 | HYATT LEGAL PLANS | — | $40 | $40 | 0.06% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 199 FREMONT STREET, SUITE 1500 SAN FRANCISCO, CA 94105 | ACE AMERICAN INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 33940 TREASURY CENTER CHICAGO, IL 60694 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.41% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 5600 WEST 83RD STREET, SUITE 1100 8200 TOWER MIMMEAPOLIS, MN 55437 | ZURICH AMERICAN INSURANCE COMPANY | $4K | — | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,429 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 65 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,494 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 2,848 | $13.7M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 3,177 | $1.4M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 1,481 | $276K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,429 | $848K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,429 | $848K |
| Prescription drug(3 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 2,848 | $13.7M |
| Other(5 contracts, 5 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,449 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.