| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 500 N. SANTA FEE VISALIA, CA 93292 | BLUE SHIELD OF CALIFORNIA | $8K | — | $8K | 2.55% |
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL, INC. | 500 N. SANTA FEE VISALIA, CA 93292 | BLUE SHIELD OF CALIFORNIA | $5K | — | $5K | 1.76% |
| JAMES G. PARKER INSURANCE3 | 1753 E. FIR FRESNO, CA 93720 | BLUE SHIELD OF CALIFORNIA | $3K | — | $3K | 1.07% |
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL INC. | 500 N. SANTA FEE STREET VISALIA, CA 932925065 | KAISER FOUNDATION HEALTH PLAN INC. | $4K | — | $4K | 2.40% |
| AMWINS3 Filed as: LISI, INC. | 1600 W. HILLSDALE BLVD., #201 SAN MATEO, CA 944023766 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | — | $3K | 1.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 500 N. SANTA FEE STREET VISALIA, CA 932925065 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | — | $3K | 1.64% |
| JAMES G. PARKER INSURANCE3 | P. O. BOX 3947 FRESNO, CA 936503947 | KAISER FOUNDATION HEALTH PLAN INC. | $1K | — | $1K | 0.82% |
| BUCKMAN MITCHELL FINANCIAL SERVICES3 Filed as: BUCKMAN-MITCHELL, INC. | 500 N. SANTA FEE STREET VISALIA, CA 932925065 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.56% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 500 N. SANTA FEE STREET VISALIA, CA 932925065 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $54 | $1K | 2.12% |
| JAMES G. PARKER INSURANCE3 | 1753 E. FIR AVENUE FRESNO, CA 937203840 | METROPOLITAN LIFE INSURANCE COMPANY | $505 | $15 | $520 | 0.82% |
| GALLAGHER BENEFIT SERVICES, INC.3 | P. O. BOX 3009 ARLINGTON, IL 600063009 | METROPOLITAN LIFE INSURANCE COMPANY | — | $276 | $276 | 0.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE SHIELD OF CALIFORNIA | 57 | $491K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 174 | $64K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 174 | $64K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 174 | $64K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 57 | $311K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 174 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.