Welfare broker

JAMES G. PARKER INSURANCE

Mailing address (most recent filing)

P.O. BOX 3947

FRESNO, CA 93650

Total comp: $1.2M
Commissions: $1.1M
Fees: $66K
Filings: 35
Sponsors: 35

Carrier mix

Where JAMES G. PARKER INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY20.0%
KAISER FOUNDATION HEALTH PLAN INC13.3%
HEALTH NET13.3%
AETNA LIFE INSURANCE COMPANY13.3%
UNITEDHEALTHCARE INSURANCE COMPANY6.7%
SELECTHEALTH6.7%
PREMIER ACCESS INSURANCE COMPANY6.7%
BLUE CROSS OF CALIFORNIA6.7%
Other (2)13.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	3	$305K	20.0%
KAISER FOUNDATION HEALTH PLAN INC	2	$5.0M	13.3%
HEALTH NET	2	$1.8M	13.3%
AETNA LIFE INSURANCE COMPANY	2	$2.7M	13.3%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.9M	6.7%
SELECTHEALTH	1	$1.4M	6.7%
PREMIER ACCESS INSURANCE COMPANY	1	$73K	6.7%
BLUE CROSS OF CALIFORNIA	1	$236K	6.7%
BENEFIT AND RISK MANAGEMENT SERVICES	1	$597K	6.7%
AMERITAS LIFE INSURANCE CORP.	1	$153K	6.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	14	$13.7M	0.2%	11.90x
UT	1	$1.4M	0.1%	8.76x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES G. PARKER INSURANCE's plans by broker comp / premium ratio. Median 6.88% vs welfare-wide median 6.29% (n=15).

Prospect-flag exposure · vs market baseline

Share of JAMES G. PARKER INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-15 of 15 sponsors where JAMES G. PARKER INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KALESTA HEALTHCARE GROUP, LLC KALESTA HEALTHCARE GROUP, LLC HEALTH AND WELFARE PLAN	CA	$4.7M	$250K	KAISER FOUNDATION HEALTH PLAN, INC.
BERRY CREEK RANCHERIA OF MAIDU INDIANS OF CALIFORNIA BERRY CREEK RANCHERIA OF MAIDU INDIANS OF CALIFORNIA HEALTH & WELFARE PLAN	CA	$2.9M	$138K	UNITEDHEALTHCARE INSURANCE COMPANY
THE CHRYSALIS CENTER THE CHRYSALIS CENTER WELFARE BENEFIT PLAN	CA	$2.2M	$119K	AETNA HEALTH INC.
TST, INC TST, INC WELFARE BENEFITS PLAN	CA	$1.0M	$71K	HEALTH NET
KIDS ON THE MOVE, INC. KIDS ON THE MOVE, INC. HEALTH AND WELFARE PLAN	UT	$1.4M	$51K	SELECTHEALTH
MICROMETALS, INC. MICROMETALS, INC EMPLOYEE BENEFIT PLAN	CA	$736K	$44K	HEALTH NET
ALLSTATE FLORAL, INC ALLSTATE FLORAL, INC GROUP LIFE AND HEALTH PLAN	CA	$591K	$38K	AETNA LIFE INSURANCE COMPANY
TATUM PSYCHOLOGY EMPLOYMENT GROUP, INC. TATUM PSYCHOLOGY EMPLOYMENT WELFARE BENEFIT PLAN	CA	$236K	$27K	BLUE CROSS OF CALIFORNIA
LINKUS HOLDINGS, INC. LINKUS HOLDINGS, INC. HEALTH AND WELFARE BENEFIT PLAN	CA	$160K	$26K	UNITED OF OMAHA LIFE INSURANCE COMPANY
ASSEMI GROUP, INC. ASSEMI GROUP, INC. HEALTH & WELFARE PLAN	CA	$111K	$23K	UNITED OF OMAHA LIFE INSURANCE COMPANY
UNITED CEREBRAL PALSY OF CENTRAL CALIFORNIA UNITED CEREBRAL PALSY OF CENTRAL CALIFORNIA HEALTH & WELFARE PLAN	CA	$287K	$21K	KAISER FOUNDATION HEALTH PLAN INC
UTILITY TRAILER OF CALIFORNIA, LLC UTILITY TRAILER OF CALIFORNIA, LLC HEALTH & WELFARE BENEFIT PLAN	CA	$153K	$17K	AMERITAS LIFE INSURANCE CORP.
CENTRAL VALLEY GMC CENTRAL VALLEY GMC DBA AFFINITY TRUCK CENTER EMPLOYEE BENEFIT PLAN	CA	$33K	$9K	UNITED OF OMAHA LIFE INSURANCE COMPANY
SETHI MANAGEMENT INC. SETHI MANAGEMENT INC HEALTH PLAN	CA	$73K	$6K	PREMIER ACCESS INSURANCE COMPANY
JAMES G. PARKER INSURANCE ASSOCIATES JAMES G. PARKER INSURANCE ASSOCIATES GROUP HEALTH & DENTAL INSURANCE PLAN	CA	$597K	$1K	BENEFIT AND RISK MANAGEMENT SERVICES