Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthHMO | HealthHMO | |
Dental | Dental | |
Life | Life | |
HealthRx | HealthRx |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 51 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26,764 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2,801 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(49 contracts, 10 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 22,496 | $459.3M |
| Dental | DELTA DENTAL OF CALIFORNIA | 12,185 | $5.7M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 7,106 | $912K |
| Prescription drug | MEDICAL MUTUAL OF OHIO | 17 | $546K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,496 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TELUS HEALTH EIN 98-0361292 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $5.3M |
| J.P. MORGAN INVESTMENT MANAGEMENT EIN 13-3200244 NONE | Direct payment from the plan; Investment advisory (plan); Investment management Service code 27 | — | $1.1M |
| STATE STREET BANK AND TRUST CO. EIN 04-1867445 NONE | Direct payment from the plan; Trustee (directed); Investment management fees paid directly by plan; Investment management; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $133K |
| AON HEWITT INVEST. CONSULTING, INC. EIN 36-3109431 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $75K |
| BLACKROCK INSTITUTIONAL TRUST CO EIN 94-3112180 NONE | Other commissions; Investment management fees paid indirectly by plan; Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Direct payment from the plan; Trustee (discretionary); Investment management Service code 21 | — | $61K |
| BAKER TILLY US, LLP EIN 30-1413443 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $45K |
| SEYFARTH SHAW LLP NONE | Legal; Direct payment from the plan Service code 29 | 233 SOUTH WACKER DRIVE SUITE 8000 CHICAGO, IL 606066448 | $29K |
| PWC US TAX LLP EIN 92-0460586 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $13K |
| PRICEWATERHOUSECOOPERS LLP EIN 13-4008324 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $13K |
| CARDINAL INVESTMENT ADVISORS, LLC EIN 36-4464580 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $11K |
| MET LIFE INVESTMENT MANAGEMENT EIN 82-2405817 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $0 |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
4 contacts
Phone and email for the actuary are on Pro.
11 filings · 2015 to 2025