KAISER FOUNDATION HEALTH PLAN, INC. files 3 other welfare plans on this EIN. View the combined portfolio for an overview across plans.

Welfare / HealthFully insuredOpportunity flags

KAISER FOUNDATION HEALTH PLAN, INC. RETIREE HEALTH AND WELFARE PLAN

Name: KAISER FOUNDATION HEALTH PLAN, INC. - KAISER FOUNDATION HEALTH PLAN, INC. RETIREE HEALTH AND WELFARE PLAN (2024) Form 5500 welfare filing
Creator: KAISER FOUNDATION HEALTH PLAN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, welfare plan, group health, KAISER FOUNDATION HEALTH PLAN, INC. RETIREE HEALTH AND WELFARE PLAN, KAISER FOUNDATION HEALTH PLAN, INC.

KAISER FOUNDATION HEALTH PLAN, INC.EIN 94-1340523Plan #580PY 2024

ONE KAISER PLAZA, 20TH FLOOR, 20B - OAKLAND, CA 94612510-271-5940LinkedIn1-10 employeesmedical practice

Other plans on this EIN

3 filings

#560Mixed funding-$2.11B - 216,439 lives #585Self-funded--#590Self-funded--

How to read this page

Premium / charges paid

$403.1M

-16.7% from 2023

Persons covered

23,935

-39.4% from 2023

Plan participants

No prior year

Spend / covered life

$17K

+37.6% from 2023

Broker comp

No prior year

History & trajectory

10 years

Premium / charges paid

Highest of premium received, premium earned, or total charges paid per Sch A contract — read as plan-paid carrier spend (includes retention where filer reported it that way).

Spend per covered life

Plan-paid carrier spend divided by persons covered.

Persons covered

EOY headcount summed across all contracts.

Broker compensation

Total commissions + fees paid to all brokers on the filing. Hover for % of premium (>5% may flag inefficient broker structure).

Premium by benefit type

Per-contract spend attributed to each declared benefit indicator (health, dental, vision, life, etc.).

Benefit-type mix (% of premium)

Year-over-year shift in coverage composition.

Coverage mix (latest year)

Premium by benefit bundle for 2024. Each Schedule A contract is counted once at its declared benefit combination (e.g. "Health + Rx" rather than splitting), so slices sum to total premium.

Health$397.2M 98.5%
Life$3.2M 0.8%
Dental$2.0M 0.5%
Health + Rx$713K 0.2%

Participant mix history

Active, retired/separated (receiving + eligible), and beneficiaries — Form 5500 line 5/6 counts.

Carrier share over time

% of premium by carrier per year (top 5 + Other).

Broker share over time

% of broker comp by broker per year (top 5 + Other).

Not enough data

No multi-year breakdown available.

Insurance carriers

4 carriers · 55 contracts · ranked by premium

Carrier

Coverage

Premium

Covered

Retention

Renews

Primary broker

KAISER FOUNDATION HEALTH PLAN INC

EIN 941340523 · 52 contracts

HealthHMO

$397.2M

98.5%

16,837

0.0%

12/31/24Past

Contract 10

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$147.1M

36.5%

16,837

0.0%

12/31/24Past

Contract 100200

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$124.0M

30.8%

16,235

0.0%

12/31/24Past

Contract 8

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$49.2M

12.2%

6,303

0.0%

12/31/24Past

Contract 5005

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

2024-01-01 → 2024-12-31

HealthHMO

$20.7M

5.1%

2,842

0.0%

12/31/24Past

Contract 39300

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$8.8M

2.2%

1,419

0.0%

12/31/24Past

Contract 226159

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$6.8M

1.7%

1,065

0.0%

12/31/24Past

Contract 100199

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$4.9M

1.2%

672

0.0%

12/31/24Past

Contract 9000

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.

2024-01-01 → 2024-12-31

HealthHMO

$3.9M

1.0%

459

0.0%

12/31/24Past

Contract 1923

Filed as: KAISER FOUNDATION HEALTH PLAN OF COLORADO

2024-01-01 → 2024-12-31

HealthHMO

$3.7M

0.9%

435

0.0%

12/31/24Past

Contract 1919

Filed as: KAISER FOUNDATION HEALTH PLAN OF COLORADO

2024-01-01 → 2024-12-31

HealthHMO

$3.5M

0.9%

447

0.0%

12/31/24Past

Contract 9424

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

2024-01-01 → 2024-12-31

HealthHMO

$3.3M

0.8%

252

0.0%

12/31/24Past

Contract 20137

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$3.1M

0.8%

560

0.0%

12/31/24Past

Contract 0035700

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$1.7M

0.4%

429

0.0%

12/31/24Past

Contract 8809

Filed as: KAISER FOUNDATION HEALTH PLAN OF COLORADO

2024-01-01 → 2024-12-31

HealthHMO

$1.5M

0.4%

216

0.0%

12/31/24Past

Contract 11483

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.

2024-01-01 → 2024-12-31

HealthHMO

$1.3M

0.3%

0.0%

12/31/24Past

Contract 833

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

2024-01-01 → 2024-12-31

HealthHMO

$1.2M

0.3%

163

0.0%

12/31/24Past

Contract 2

Filed as: KAISER FOUNDATION HEALTH PLAN OF COLORADO

2024-01-01 → 2024-12-31

HealthHMO

$1.2M

0.3%

115

0.0%

12/31/24Past

Contract 39546

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$1.0M

0.3%

213

0.0%

12/31/24Past

Contract 0985200

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$871K

0.2%

127

0.0%

12/31/24Past

Contract 2627

Filed as: KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.

2024-01-01 → 2024-12-31

HealthHMO

$841K

0.2%

0.0%

12/31/24Past

Contract 927000

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$824K

0.2%

121

0.0%

12/31/24Past

Contract 2693

Filed as: KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.

2024-01-01 → 2024-12-31

HealthHMO

$823K

0.2%

101

0.0%

12/31/24Past

Contract 4666

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

2024-01-01 → 2024-12-31

HealthHMO

$755K

0.2%

121

0.0%

12/31/24Past

Contract 226779

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$628K

0.2%

195

0.0%

12/31/24Past

Contract 48346

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$618K

0.2%

133

0.0%

12/31/24Past

Contract 13644

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.

2024-01-01 → 2024-12-31

HealthHMO

$517K

0.1%

0.0%

12/31/24Past

Contract 47300

Filed as: KAISER FOUNDATION HEALTH PLAN OF COLORADO

2024-01-01 → 2024-12-31

HealthHMO

$495K

0.1%

0.0%

12/31/24Past

Contract 32717

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$431K

0.1%

0.0%

12/31/24Past

Contract 0903900

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$417K

0.1%

0.0%

12/31/24Past

Contract 35747

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$413K

0.1%

0.0%

12/31/24Past

Contract 3268

Filed as: KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.

2024-01-01 → 2024-12-31

HealthHMO

$337K

0.1%

0.0%

12/31/24Past

Contract 2506

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

2024-01-01 → 2024-12-31

HealthHMO

$233K

0.1%

0.0%

12/31/24Past

Contract 13046

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.

2024-01-01 → 2024-12-31

HealthHMO

$225K

0.1%

0.0%

12/31/24Past

Contract 1465100

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$216K

0.1%

0.0%

12/31/24Past

Contract 2211

Filed as: KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.

2024-01-01 → 2024-12-31

HealthHMO

$213K

0.1%

0.0%

12/31/24Past

Contract 1019900

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$190K

0.0%

12/31/24Past

Contract 2608

Filed as: KAISER FOUNDATION HEALTH PLAN OF COLORADO

2024-01-01 → 2024-12-31

HealthHMO

$184K

0.0%

12/31/24Past

Contract 17873

Filed as: KAISER FOUNDATION HEALTH PLAN, INC.

2024-01-01 → 2024-12-31

HealthHMO

$181K

0.0%

12/31/24Past

Contract 13642

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.

2024-01-01 → 2024-12-31

HealthHMO

$158K

0.0%

12/31/24Past

Contract 19488

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

2024-01-01 → 2024-12-31

HealthHMO

$140K

0.0%

12/31/24Past

Contract 13818

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.

2024-01-01 → 2024-12-31

HealthHMO

$135K

0.0%

12/31/24Past

Contract 2694

Filed as: KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.

2024-01-01 → 2024-12-31

HealthHMO

$99K

0.0%

12/31/24Past

Contract 0985300

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$97K

0.0%

12/31/24Past

Contract 0985500

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$88K

0.0%

12/31/24Past

Contract 5004

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

2024-01-01 → 2024-12-31

HealthHMO

$53K

0.0%

12/31/24Past

Contract 16387

Filed as: KAISER FOUNDATION HEALTH PLAN OF COLORADO

2024-01-01 → 2024-12-31

HealthHMO

$44K

0.0%

12/31/24Past

Contract 0985400

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$34K

0.0%

12/31/24Past

Contract 1466

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST

2024-01-01 → 2024-12-31

HealthHMO

$21K

0.0%

12/31/24Past

Contract 981200

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

$10K

0.0%

12/31/24Past

Contract 1

Filed as: KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.

2024-01-01 → 2024-12-31

HealthHMO

0.0%

12/31/24Past

Contract 16572

Filed as: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.

2024-01-01 → 2024-12-31

HealthHMO

0.0%

12/31/24Past

Contract 0981000

Filed as: KAISER FOUNDATION HEALTH PLAN OF WASHINGTON

2024-01-01 → 2024-12-31

HealthHMO

0.0%

12/31/24Past

METROPOLITAN LIFE INSURANCE COMPANY

EIN 135581829 · Contract 140310

Life

$3.2M

0.8%

23,935

18.6%

12/31/24Past

DELTA DENTAL OF CALIFORNIA

EIN 941461312 · Contract 05454

Dental

$2.0M

0.5%

5,872

8.5%

12/31/24Past

MEDICAL MUTUAL

Filed as: MEDICAL MUTUAL OF OHIO

EIN 340648820 · Contract 248050000003

HealthRx

$713K

0.2%

0.0%

12/31/24Past

Brokers

No brokers reported on this filing.

Service providers (Schedule C)

10 providers

Provider	Services	Address	Compensation
TELUS HEALTH EIN 98-0361292 NONE	Insurance services; Direct payment from the plan Service code 23	—	$4.7M
STANDARD CRYPTO MANAGEMENT LP NONE	Investment management fees paid indirectly by plan; Investment management; Investment management fees paid directly by plan Service code 28	447 SUTTER ST STE 405 PMB1284 SAN FRANCISCO, CA 94108	$1.2M
GREATPOINT INVESTMENT MANAGEMENT EIN 36-4790748 NONE	Investment management fees paid directly by plan; Investment management Service code 28	—	$625K
STATE STREET BANK AND TRUST CO. EIN 04-1867445 NONE	Trustee (directed); Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 21	—	$150K
AON HEWITT INVEST. CONSULTING, INC. EIN 36-3109431 NONE	Direct payment from the plan; Consulting (general) Service code 16	—	$77K
SEYFARTH SHAW LLP NONE	Direct payment from the plan; Legal Service code 29	233 SOUTH WACKER DRIVE SUITE 8000 CHICAGO, IL 606066448	$62K
BAKER TILLY US, LLP EIN 30-1413443 NONE	Accounting (including auditing); Direct payment from the plan Service code 10	—	$58K
BLACKROCK INSTITUTIONAL TRUST CO. EIN 94-3112180 NONE	Investment management; Direct payment from the plan; Trustee (discretionary); Other commissions; Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Trustee (bank, trust company, or similar financial institution) Service code 21	—	$48K
CARDINAL INVESTMENT ADVISORS, LLC EIN 36-4464580 NONE	Consulting (general); Direct payment from the plan Service code 16	—	$22K
PRICEWATERHOUSECOOPERS LLP EIN 13-4008324 NONE	Direct payment from the plan; Consulting (general) Service code 16	—	$10K

Coverage breadth

3 benefit types

Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).

Health✓Dental✓Life✓Not declared:VisionShort-term disabilityLong-term disabilityPrescription drugDeath benefitsSeveranceUnemploymentSupplementalOther

Population walkthrough

55 Sch A contracts

The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.

Form 5500 line 6 — sponsor-reported, single number per filing

Active participants	0	Currently employed and enrolled or eligible.
Retired/separated still receiving benefits	27,412	Continuation coverage (COBRA, retiree health).
Retired/separated still eligible	5,259	Vested but not currently using benefits.
Total participants (= "Plan participants" tile)	0	Active + retired/separated + beneficiaries. No dependents.

Schedule A — per-contract enrollment, one row per coverage line

Coverage	Top carrier	Persons covered EOY	Premium
Health (medical)(53 contracts, 7 carriers)	KAISER FOUNDATION HEALTH PLAN, INC.	16,837	$397.9M
Dental	DELTA DENTAL OF CALIFORNIA	5,872	$2.0M
Life insurance	METROPOLITAN LIFE INSURANCE COMPANY	23,935	$3.2M
Prescription drug	MEDICAL MUTUAL OF OHIO	21	$713K
Persons covered (= "Persons covered" tile)	Max across the rows above	23,935	—

Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."

Opportunity flags

3 of 12 tripped

Opportunity
Underbroker / direct-write
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Opportunity
Premium-per-life outlier
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Opportunity
No broker reported
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.

Funding & risk

Fully insured

The sponsor pays premiums to one or more insurance carriers; the carriers bear the underwriting risk. Carrier and broker compensation are visible on Schedule A.

Schedule A contracts: 55
Carriers: 9
Brokers: 0
Stop-loss attached: No
Welfare charges: $397.2M
Retention: $766K
Retention rate: 0.2%

Provider

Services

Address

Compensation

TELUS HEALTH

EIN 98-0361292

NONE

Insurance services; Direct payment from the plan

Service code 23

—

$4.7M

STANDARD CRYPTO MANAGEMENT LP

NONE

Investment management fees paid indirectly by plan; Investment management; Investment management fees paid directly by plan

Service code 28

447 SUTTER ST STE 405 PMB1284

SAN FRANCISCO, CA 94108

$1.2M

GREATPOINT INVESTMENT MANAGEMENT

EIN 36-4790748

NONE

Investment management fees paid directly by plan; Investment management

Service code 28

—

$625K

STATE STREET BANK AND TRUST CO.

EIN 04-1867445

NONE

Trustee (directed); Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Direct payment from the plan; Investment management

Service code 21

—

$150K

AON HEWITT INVEST. CONSULTING, INC.

EIN 36-3109431

NONE

Direct payment from the plan; Consulting (general)

Service code 16

—

$77K

SEYFARTH SHAW LLP

NONE

Direct payment from the plan; Legal

Service code 29

233 SOUTH WACKER DRIVE SUITE 8000

CHICAGO, IL 606066448

$62K

BAKER TILLY US, LLP

EIN 30-1413443

NONE

Accounting (including auditing); Direct payment from the plan

Service code 10

—

$58K

BLACKROCK INSTITUTIONAL TRUST CO.

EIN 94-3112180

NONE

Investment management; Direct payment from the plan; Trustee (discretionary); Other commissions; Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Trustee (bank, trust company, or similar financial institution)

Service code 21

—

$48K

CARDINAL INVESTMENT ADVISORS, LLC

EIN 36-4464580

NONE

Consulting (general); Direct payment from the plan

Service code 16

—

$22K

PRICEWATERHOUSECOOPERS LLP

EIN 13-4008324

NONE

Direct payment from the plan; Consulting (general)

Service code 16

—

$10K

Coverage

Top carrier

Persons covered EOY

Premium

Health (medical)(53 contracts, 7 carriers)

KAISER FOUNDATION HEALTH PLAN, INC.

16,837

$397.9M

Dental

DELTA DENTAL OF CALIFORNIA

5,872

$2.0M

Life insurance

METROPOLITAN LIFE INSURANCE COMPANY

23,935

$3.2M

Prescription drug

MEDICAL MUTUAL OF OHIO

$713K

Persons covered (= "Persons covered" tile)

Max across the rows above

23,935

—

KAISER FOUNDATION HEALTH PLAN, INC. RETIREE HEALTH AND WELFARE PLAN

Summary metrics

History & trajectory

Insurance carriers

Brokers

Service providers (Schedule C)

Coverage breadth

Population walkthrough

Opportunity flags

Funding & risk

KAISER FOUNDATION HEALTH PLAN, INC. RETIREE HEALTH AND WELFARE PLAN

Summary metrics

History & trajectory

Insurance carriers

Brokers

Service providers (Schedule C)

Coverage breadth

Population walkthrough

Opportunity flags

Funding & risk