See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NORTHERN CA CEMENT MASONS ADMIN EIN 94-1583754 PARTY-IN-INTEREST | Plan Administrator; Direct payment from the plan Service code 14 | — | $497K |
| ZENITH AMERICAN SOLUTIONS NONE | Direct payment from the plan; Plan Administrator Service code 14 | 1600 HARBOR BAY PARKWAY, SUITE 200 ALAMEDA, CA 94502 | $483K |
| ANTHEM BLUE CROSS OF CA EIN 95-3760980 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $405K |
| SEGAL CONSULTING EIN 94-1503999 NONE | Direct payment from the plan; Consulting (general) Service code 16 | 100 MONTGOMERY STREET, SUITE 500 SAN FRANCISCO, CA 94104 | $161K |
| DELTA DENTAL EIN 94-1461312 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $152K |
| MCMORGAN EIN 52-2334338 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | ONE FRONT STREET, SUITE 500 SAN FRANCISCO, CA 94111 | $63K |
| QUEST DIAGNOSTICS NONE | Other services; Direct payment from the plan Service code 49 | 10101 RENNER BLVD. LENEXA, KS 66219 | $60K |
| BULLIVANT HOUSER & BAILEY EIN 93-6246493 NONE | Direct payment from the plan; Legal Service code 29 | — | $56K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $51K |
| PACIFIC HEALTH ALLIANCE NONE | Claims processing; Direct payment from the plan Service code 12 | 1525 ROLLINS RD, SUITE B BURLINGAME, CA 94010 | $49K |
| VISION SERVICE PLAN NONE | Direct payment from the plan; Claims processing Service code 12 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $33K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $20K |
| US BANK NONE | Direct payment from the plan; Custodial (securities) Service code 19 | 633 W. 5TH STREET LOS ANGELES, CA 90071 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,177 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 502 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,679 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 98 | $92K |
| Dental | DELTA DENTAL OF CALIFORNIA | 258 | $38K |
| Stop-loss / reinsurancereinsurance | PARTNERRE AMERICA INSURANCE COMPANY | 1,927 | $353K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,212 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.