See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NORTHERN CA CEMENT MASONS ADMIN EIN 94-1583754 PARTY-IN-INTEREST | Direct payment from the plan; Plan Administrator Service code 14 | — | $509K |
| ZENITH AMERICAN SOLUTIONS NONE | Plan Administrator; Direct payment from the plan Service code 14 | 1600 HARBOR BAY PARKWAY, SUITE 200 ALAMEDA, CA 94502 | $474K |
| ANTHEM BLUE CROSS OF CA EIN 95-3760980 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $361K |
| SEGAL CONSULTING EIN 94-1503999 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $254K |
| DELTA DENTAL EIN 94-1461312 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $172K |
| MCMORGAN EIN 52-2334338 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $97K |
| QUEST DIAGNOSTICS NONE | Direct payment from the plan; Other services Service code 49 | 10101 RENNER BLVD. LENEXA, KS 66219 | $68K |
| WEINBERG, ROGER & ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $55K |
| BULLIVANT HOUSER & BAILEY EIN 93-6246493 NONE | Legal; Direct payment from the plan Service code 29 | — | $51K |
| PACIFIC HEALTH ALLIANCE NONE | Claims processing; Direct payment from the plan Service code 12 | 1525 ROLLINS RD, SUITE B BURLINGAME, CA 94010 | $47K |
| VISION SERVICE PLAN NONE | Direct payment from the plan; Claims processing Service code 12 | 3333 QUALITY DRIVE RANCHO CORDOVA, CA 95670 | $34K |
| VAVRINEK, TRINE, DAY & CO., LLP EIN 95-2648289 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $27K |
| US BANK NONE | Custodial (securities); Direct payment from the plan Service code 19 | 633 W. 5TH STREET LOS ANGELES, CA 90071 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,574 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 509 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,083 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 89 | $83K |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 7,897 | $1.5M |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE HCC - STOP LOSS GROUP | 3,596 | $170K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,897 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.