See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CFAO EIN 94-1557079 SALARIED ADMINISTRATOR | Direct payment from the plan; Contract Administrator Service code 13 | — | $7.3M |
| BLUE CROSS OF CALIFORNIA EIN 95-3760980 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $2.5M |
| HST TECHNOLOGY NONE | Claims processing; Direct payment from the plan Service code 12 | 23382 MILL CREEK DR. STE 200 LAGUNA HILLS, CA 92653 | $1.4M |
| DELTA DENTAL EIN 94-1461312 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.2M |
| POST ADVISORY GROUP EIN 95-4818300 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $706K |
| MEDCO HEALTH SOLUTIONS EIN 22-3461740 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $648K |
| QUEST NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 5335 MEADOWS ROAD 400 LAKE OSWEGO, OR 97035 | $548K |
| FISHER INVESTMENTS EIN 20-2480800 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $376K |
| MCMORGAN & CO EIN 52-2334338 NONE | Investment management; Investment management fees paid directly by plan; Soft dollars commissions Service code 28 | — | $316K |
| FOUNDRY PARTNERS LLC EIN 46-1184506 NONE | Securities brokerage commissions and fees; Investment management; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $301K |
| SEGAL COMPANY EIN 94-1503999 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $257K |
| KRAW LAW GROUP EIN 77-0171216 NONE | Legal; Direct payment from the plan Service code 29 | — | $136K |
| VISION SERVICE PLAN EIN 94-1632821 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $103K |
| WEINBERG, ROGER AND ROSENFELD EIN 94-2458080 NONE | Legal; Direct payment from the plan Service code 29 | — | $85K |
| BANK OF NEW YORK MELLON EIN 95-3571558 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $84K |
| ROTHSCHILD NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 311 S WACKER DRIVE 5900 CHICAGO, IL 60606 | $75K |
| BOEHM & ASSOCIATES EIN 94-2361175 NONE | Legal; Direct payment from the plan; Other commissions Service code 29 | — | $40K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-2432390 NONE | Investment advisory (plan); Investment management; Other investment fees and expenses; Investment management fees paid directly by plan Service code 27 | — | $40K |
| EIDE BAILLY LLP EIN 45-0250958 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $34K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $20K |
| WAGNER LAW GROUP NONE | Legal; Direct payment from the plan Service code 29 | 315 MONTGOMERY ST 904 SAN FRANCISCO, CA 94104 | $9K |
| ALLAN BILLER ASSOCIATES NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 535 MIDDLEFIELD RD 230 MENLO PARK, CA 94025 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 20,375 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,312 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 25,687 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 4,882 | $2.6M |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 47,599 | $648K |
| Other(2 contracts) | RELIASTAR LIFE INSURANCE COMPANY | 47,599 | $5.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 47,599 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.