No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS ADMINISTRATORS NONE | Direct payment from the plan; Contract Administrator; Copying and duplicating Service code 13 | 7180 KOLL CENTER PKWY PLEASANTON, CA 94566 | $293K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $109K |
| DELTA DENTAL EIN 94-1461312 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $78K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $59K |
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $52K |
| SALTZMAN AND JOHNSON EIN 94-2376174 NONE | Legal; Direct payment from the plan Service code 29 | — | $27K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $21K |
| GRANDFLOW, INC. EIN 94-3211239 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $13K |
| CRAIG ROSSI TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 7180 KOLL CENTER PRKY, SUITE 200 PLEASANTON, CA 94566 | $10K |
| ENVISION RX EIN 05-0570786 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $9K |
| MATTHEW SEMM TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 7180 KOLL CENTER PKWY, SUITE 200 PLEASANTON, CA 94566 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 644 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 178 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 822 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 111 | $22K |
| Vision | VISION SERVICE PLAN | 865 | $63K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 254 | $366K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,496 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.