No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS ADMINISTRATORS NONE | Copying and duplicating; Direct payment from the plan; Contract Administrator Service code 13 | 7180 KOLL CENTER PKWY PLEASANTON, CA 94566 | $305K |
| DELTA DENTAL EIN 94-1461312 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $75K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $72K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $53K |
| ANTHEM BLUE CROSS EIN 95-4331852 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $48K |
| ENVISION RX EIN 05-0570786 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $29K |
| SALTZMAN AND JOHNSON EIN 94-2376174 NONE | Legal; Direct payment from the plan Service code 29 | — | $18K |
| MCMORGAN & COMPANY LLC EIN 52-2334338 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $17K |
| GRANDFLOW, INC. EIN 94-3211239 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $12K |
| CRAIG ROSSI TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 7180 KOLL CENTER PRKY, SUITE 200 PLEASANTON, CA 94566 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 644 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 174 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 818 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 137 | $27K |
| Vision | VISION SERVICE PLAN | 865 | $57K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 294 | $334K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,421 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.