| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCTON COMPANIES, LLC | 2100 ROSS AVE. DALLAS, TX 75201 | DELTA DENTAL | $1K | — | $1K | 0.03% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCTON COMPANIES, LLC | — | SUN LIFE ASSURANACE COMPANY OF CANADA | $106K | $30K | $136K | 6.33% |
| LOCKTON COMPANIES, LLC3 | — | SUN LIFE ASSURANCE COMPANY OF CANADA | $97K | $27K | $125K | 6.40% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| VIVIO HEALTH, INC. RX EIN 81-2714421 PHARMACY BENEFIT MGMT | Claims processing; Other fees; Direct payment from the plan; Float revenue Service code 12 | — | $5.0M |
| ACCOLADE, INC. EIN 01-0969591 PHARMACY BENEFIT MGMT | Other services; Consulting (general); Claims processing; Contract Administrator Service code 12 | — | $826K |
| WEBTPA EIN 75-2611444 CONTRACT ADMIN | Custodial (securities); Claims processing; Consulting (general); Insurance services; Actuarial; Contract Administrator Service code 11 | — | $680K |
| AETNA NETWORK SERVICES EIN 06-6033492 CONTRACT ADMIN | Contract Administrator; Insurance services Service code 13 | — | $442K |
| ASCENDANT HEALTH CARE EIN 26-3768186 CONTRACT ADMIN | Insurance services; Contract Administrator Service code 13 | — | $370K |
| EMPYREAN BENEFIT SOLUTIONS, INC. EIN 20-3029813 CONTRACT ADMIN | Claims processing Service code 12 | — | $231K |
| LOCKTON CONSULTING EIN 20-3354970 CONTRACT ADMIN | Consulting (general); Actuarial Service code 11 | — | $172K |
| EMIPRX HEALTH EIN 47-1226691 CONTRACT ADMIN | Contract Administrator; Claims processing Service code 12 | — | $65K |
| EMPLOYERS HEALTH NETWORK, LLC EIN 47-1308284 CONTRACT ADMIN | Claims processing; Insurance services Service code 12 | — | $39K |
| COLOR GENOMICS EIN 46-3353585 CONTRACT ADMIN | Other services Service code 49 | — | $28K |
| PROGYNY EIN 27-2220139 CONTRACT ADMIN | Insurance services; Other services; Claims processing Service code 12 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 210 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,337 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 5,337 | $35.9M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL | 5,395 | $4.6M |
| Vision(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 3,358 | $36.3M |
| Life insurance | FOUR EVER LIFE INS. CO. | 6 | $56K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 2,368 | $35.7M |
| Stop-loss / reinsurancereinsurance(3 contracts, 3 carriers) | SUN LIFE ASSURANACE COMPANY OF CANADA | 2,557 | $4.2M |
| Other | CURALINC, LLC, D.B.A. CURALINC HEALTHCARE | 5,337 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.