No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RV KUHNS & ASSOCIATES, INC. EIN 93-0910652 NONE | Investment management; Direct payment from the plan Service code 28 | — | $97K |
| PRINT2ASSIST, INC. NONE | Other services; Direct payment from the plan Service code 49 | PO BOX 428 SAN ANSELMO, CA 94979 | $63K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $56K |
| EMMA WHITE RESEARCH LLC NONE | Consulting (general); Direct payment from the plan Service code 16 | 1327 JONES DRIVE SUITE 106 ANN ARBOR, MI 48105 | $40K |
| LAHLOUH NONE | Direct payment from the plan; Other services Service code 49 | 1649 ADRIAN ROAD BURLINGAME, CA 94010 | $36K |
| MERCER HEALTH & BENEFITS LLC NONE | Other services; Consulting (general); Direct payment from the plan Service code 16 | PO BOX 100260 PASADENA, CA 911890260 | $36K |
| US BANK NONE | Other services; Direct payment from the plan Service code 49 | CN-9703 PO BOX 70870 ST PAUL, MN 551709703 | $32K |
| RAEL & LETSON NONE | Direct payment from the plan; Consulting (general) Service code 16 | 2800 CAMPUS DRIVE, SUITE 150 SAN MATEO, CA 94403 | $15K |
| SCHWARTZ, STEINSAPIR, DOHRMANN EIN 95-2077781 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 327,621 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27,509 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 355,130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 30,242 | $9.4M |
| Long-term disability | STANDARD INSURANCE COMPANY | 71,704 | $33.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 71,704 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.