No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEWITT ASSOCIATES LLC NONE | Direct payment from the plan; Insurance agents and brokers; Consulting (general) Service code 16 | PO BOX 95135 CHICAGO, IL 606945135 | $146K |
| MERCER NONE | Consulting (general); Direct payment from the plan; Other services Service code 16 | PO BOX 100260 PASADENA, CA 911890260 | $121K |
| RV KUHNS & ASSOCIATES, INC. EIN 93-0910652 NONE | Direct payment from the plan; Investment management Service code 28 | — | $120K |
| SCHWARTZ STEINSAPIR DOHRMANN EIN 95-2077781 NONE | Legal; Direct payment from the plan Service code 29 | — | $87K |
| MAYO CLINIC HEALTH SOLUTIONS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Direct payment from the plan Service code 15 | PO BOX 4006 ROCHESTER, MN 559034006 | $60K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $51K |
| HAYS COMPANIES NONE | Other services; Direct payment from the plan Service code 49 | NCB-88 PO BOX 1414 MINNEAPOLIS, MN 554801414 | $47K |
| PRINT2ASSIST, INC. NONE | Other services; Direct payment from the plan Service code 49 | PO BOX 428 SAN ANSELMO, CA 94979 | $36K |
| LAHLOUH NONE | Direct payment from the plan; Other services Service code 49 | 1649 ADRIAN ROAD BURLINGAME, CA 94010 | $36K |
| US BANK NONE | Other services; Direct payment from the plan Service code 49 | CN-9703 PO BOX 70870 ST PAUL, MN 551709703 | $29K |
| RAEL & LETSON NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | PO BOX 740722 LOS ANGELES, CA 900740722 | $17K |
| BROSS GROUP LLC NONE | Direct payment from the plan; Other services Service code 49 | 200 UNION BLVD SUITE 200 LAKEWOOD, CO 80228 | $17K |
| INVESCO INSTITUTIONAL EIN 58-1707262 NONE | Investment management; Direct payment from the plan Service code 28 | — | $16K |
| INVESCO ADVISORS NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 1255 PEACHTREE STREET NE 2 PEACHTREE POINTE, SUITE 1800 ATLANTA, GA 30309 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 311,429 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27,522 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 338,951 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 28,029 | $8.5M |
| Long-term disability | STANDARD INSURANCE COMPANY | 72,050 | $30.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 72,050 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.