| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | PO BOX 202617 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN INC. | $45K | $0 | $45K | 0.31% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | 6701 CENTER DRIVE WEST SUITE 420 LOS ANGELES, CA 90045 | CALIFORNIA PHYSICIANS' SERVICE | $34K | $0 | $34K | 0.29% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC. | 353 SACRAMENTO STREET SUITE 800 SAN FRANCISCO, CA 94111 | SELECTHEALTH | $37K | $0 | $37K | 0.92% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | DELTA DENTAL OF CALIFORNIA | $27K | $0 | $27K | 0.84% |
| BUCK CONSULTANTS LLC3 | 353 SACRAMENTO ST SUITE 800 SAN FRANCISCO, CA 94111 | DELTA DENTAL OF CALIFORNIA | $5K | $0 | $5K | 0.16% |
| CONDUENT HR CONSULTING LLC3 | BOX 202617 DALLAS, TX 75320 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $10K | $10K | 1.67% |
| CONDUENT HR CONSULTING LLC3 | BOX 202617 DALLAS, TX 75320 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $23K | $7K | $30K | 7.33% |
| CONDUENT HR CONSULTING LLC3 | BOX 202617 DALLAS, TX 75320 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $23K | $7K | $30K | 7.59% |
| CONDUENT HR CONSULTING LLC3 | BOX 202617 DALLAS, TX 75320 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | $2K | $16K | 12.02% |
| CONDUENT HR CONSULTING LLC3 | BOX 202617 DALLAS, TX 75320 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 1.72% |
| CONDUENT HR CONSULTING LLC3 | 255 CALIFORNIA STREET SUITE 550 SAN FRANCISCO, CA 94111 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $686 | $0 | $686 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 2,648 | $30.2M |
| Dental | DELTA DENTAL OF CALIFORNIA | 6,289 | $3.2M |
| Vision | VISION SERVICE PLAN | 2,583 | $402K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,114 | $719K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,018 | $408K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,018 | $398K |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 2,648 | $26.2M |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,114 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.