| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOC INC | 12712 PARK CENTRAL DR STE 100 DALLAS, TX 75251 | BLUE SHIELD OF CALIFORNIA | $52K | $0 | $52K | 0.41% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK INSURANCE SERVICES LLC | 1801 CENTURY PARK EAST STE 500 LOS ANGELES, CA 90067 | BLUE SHIELD OF CALIFORNIA | $32K | $0 | $32K | 0.26% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | PO BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC | $45K | $0 | $45K | 0.37% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, INC. | 3001 WESTTOWN PKWY WEST DES MOINES, IA 502661328 | KAISER FOUNDATION HEALTH PLAN INC | $23K | $0 | $23K | 0.18% |
| BUCK CONSULTANTS LLC3 | 353 SACRAMENTO ST SUITE 800 SAN FRANCISCO, CA 94111 | DELTA DENTAL OF CALIFORNIA | $21K | $0 | $21K | 0.84% |
| BUCK CONSULTANTS LLC3 | DEPT CH 14061 PALATINE, IL 600554061 | SELECTHEALTH | $9K | $0 | $9K | 1.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATE | 12712 PARK CENTRAL DRIVE STE 100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $4K | $4K | 0.80% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS LLC. | 353 SACRAMENTO ST SUITE 800 SAN FRANCISCO, CA 94111 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $23K | $0 | $23K | 8.19% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATE | 12712 PARK CENTRAL DRIVE STE 100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 1.49% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATE | 12712 PARK CENTRAL DRIVE STE 100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $3K | $3K | 0.93% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS LLC. | 353 SACRAMENTO ST SUITE 800 SAN FRANCISCO, CA 94111 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | $0 | $19K | 8.73% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATE | 12712 PARK CENTRAL DRIVE STE 100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $2K | $6K | 2.81% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATE | 12712 PARK CENTRAL DRIVE STE 100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 1.94% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS LLC. | 353 SACRAMENTO ST SUITE 800 SAN FRANCISCO, CA 94111 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $0 | $11K | 10.50% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATE | 12712 PARK CENTRAL DRIVE STE 100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 2.33% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATE | 12712 PARK CENTRAL DRIVE STE 100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $910 | $910 | 0.85% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATE | 12712 PARK CENTRAL DRIVE DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $543 | $543 | 0.99% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC. | 353 SACRAMENTO ST SUITE 800 SAN FRANCISCO, CA 94111 | AIG PROPERTY CASUALTY, U.S. | $462 | $0 | $462 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,750 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 30 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,780 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE SHIELD OF CALIFORNIA | 1,772 | $13.4M |
| Dental | DELTA DENTAL OF CALIFORNIA | 5,108 | $2.5M |
| Vision | VISION SERVICE PLAN | 2,209 | $324K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,639 | $586K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,556 | $215K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,556 | $280K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 1,772 | $12.6M |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,750 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.