No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT PROGRAMS ADMINISTRATION EIN 13-2501278 NONE | Contract Administrator Service code 13 | — | $402K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Other fees; Accounting (including auditing) Service code 10 | — | $105K |
| RAEL & LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | — | $48K |
| HEALTH MANAGEMENT CONSEPTS, INC. EIN 75-3189468 NONE | Claims processing Service code 12 | — | $43K |
| WOHLNER KAPLON PHILLIPS YOUNG ET AL EIN 95-2699554 NONE | Legal Service code 29 | — | $32K |
| SOUTHWEST MONEY MANAGEMENT EIN 95-6055492 NONE | Investment advisory (plan) Service code 27 | — | $24K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,294 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 4,294 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 3,000 | $21.1M |
| Dental(5 contracts, 5 carriers) | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | 2,451 | $711K |
| Vision | DAVIS VISION (HM LIFE INSURANCE CO.) | 2,559 | $210K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 612 | $3.8M |
| Other | LANDMARK HEALTHPLAN | 1,151 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,000 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.