| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF-SAWYER OREGON, INC. | 50 CALIFORNIA STREET, 12TH FLOOR SAN FRANCISCO, CA 94111 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $8K | $550 | $8K | 0.53% |
| CARRIE RAY3 Filed as: CARRIE JANE RAY | 15883 SW TUSCANY STREET TIGARD, OR 97223 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $151K | $0 | $151K | 53.53% |
| QUEST BENEFITS NORTHWEST LLC3 Filed as: QUEST BENEFITS NORTHWEST | 12300 SE MALLARD WAY, SUITE 285 MILWAUKIE, OR 97222 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $134K | $0 | $134K | 47.58% |
| JEFFREY CARL DOLLARHIDE3 | 6263 NORTH SCOTTSDALE ROAD SUITE 140 SCOTTSDALE, AZ 85250 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $71K | $20K | $91K | 32.41% |
| BRITTANY ALLEY3 Filed as: BRITTANY R. ALLEY AND OTHER AGENTS | 2189 SE 12TH AVENUE CANBY, OR 97013 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $17K | $0 | $17K | 6.19% |
| CORINA VAQUERA3 Filed as: CORINA V. VAQUERA DLUGOSZ | 13347 WEST OCUPADO DRIVE PEORIA, AZ 85383 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $8K | $0 | $8K | 2.81% |
| BRANDY JACKSON3 Filed as: BRANDY L. JACKSON | 342 JUNCO LANE WOODLAND, WA 98674 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $7K | $0 | $7K | 2.37% |
| MICHAEL GRIFFITH3 | 23015 WEST HOPI STREET BUCKEYE, AZ 85326 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 1.83% |
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF-SAWYER OREGON, INC. | 50 CALIFORNIA STREET, 12TH FLOOR SAN FRANCISCO, CA 94111 | RELIASTAR LIFE INSURANCE COMPANY | $4K | $0 | $4K | 4.42% |
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF-SAWYER OREGON, INC. | 50 CALIFORNIA STREET, 12TH FLOOR SAN FRANCISCO, CA 94111 | LIFEMAP ASSURANCE COMPANY | $664 | $0 | $664 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,002 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,002 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 234 | $3.5M |
| Dental | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 234 | $1.5M |
| Vision(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 234 | $2.9M |
| Life insurance(2 contracts, 2 carriers) | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 1,002 | $378K |
| Long-term disability(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,002 | $101K |
| Prescription drug(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 234 | $3.5M |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,322 | $116K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.