Welfare broker

CARRIE RAY

Mailing address (most recent filing)

15883 SW TUSCANY STREET

TIGARD, OR 97223

Total comp: $148K
Commissions: $148K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CARRIE RAY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$3.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$3.9M	0.1%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CARRIE RAY's plans by broker comp / premium ratio. Median 9.51% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CARRIE RAY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CARRIE RAY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DULCICH, INC. DULCICH, INC. HEALTH AND WELFARE PLAN	OR	$3.9M	$370K	KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST